1207 E 540 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 1207 E 540 N, Spanish Fork, UT 84660

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,416 sqft · built 2004
Lot Size	0.028 acres (1,220 sqft)
Owner	Individual Name on File
Last Sale	$365,939 (Feb 2024)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-201-0026`

Property Details

APN / Parcel Number

Primary APN	`37-201-0026`
Alternative APN	`220774`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,416 sqft Living Area
Gross Area	2,096 sqft
1st Floor Area	696 sqft
Basement Area	680 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Townhouse
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	1,220 sqft (0.028 acres)
Garage Area	1 sqft

Exterior Amenities

Porch	Wood Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	220774
Street Address	1207 E 540 N
City	SPANISH FORK
State	UT
Zip	84660-8003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 26, PLAT C, DAVENCOURT PRD SUBDV. AREA 0.028 AC.
Legal Subdivision	DAVENCOURT PRD SUBDV
Legal Lot Number	26
Legal Unit	26
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1000
Census Tract	10306

Owner

1207 E 540 N, a townhouse, is owned and occupied by an individual who bought it in February 2024.

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1207 E 540 N, SPANISH FORK, UT 84660-8003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 8, 2024	Warranty Deed, Transfer · FHA Mortgage INTERCAP LENDING
Aug 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK
Oct 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 11, 2018	Warranty Deed, Transfer CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2024 · Amount on File
Deed Sale	Feb 8, 2024 · Amount on File
Prior Sale	Oct 25, 2021 · Amount on File
Deed Document Number	20247967
Prior Transfer Date	Oct 20, 2021
Prior Transfer Doc	0000180570
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1207 E 540 N, SPANISH FORK, UT 84660-8003
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 E 540 N, SPANISH FORK, UT 84660-8003
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019520
Date	Mar 10, 2026
Instrument	19520:2026

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2066

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 8, 2024
Property Address	1207 E 540 N, SPANISH FORK, UT 84660-8003
Document Number	0000007967
Instrument Date	Feb 7, 2024
Instrument	7967:2024
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	TITLEONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1207 E 540 N, SPANISH FORK, UT 84660-8003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 E 540 N, SPANISH FORK, UT 84660-8003
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007968
Date	Feb 8, 2024
Instrument	7968:2024

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1207 E 540 N, SPANISH FORK, UT 84660-8003
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081243
Date	Aug 21, 2017
Instrument	081243:2017

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPRINGVILLE, UT 84663

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 25, 2021
Property Address	1207 E 540 N, SPANISH FORK, UT 84660-8003
Document Number	0000180570
Instrument Date	Oct 20, 2021
Instrument	180570:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	HIGHLANDER TITLE, HIGHLAND TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1207 E 540 N, SPANISH FORK, UT 84660-8003

Mortgage

Document Number	0000180571
Date	Oct 25, 2021
Instrument	180571:2021

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 11, 2018
Property Address	1207 E 540 N, SPANISH FORK, UT 84660-8003
Document Number	0000053899
Instrument Date	Jun 7, 2018
Instrument	53899
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1207 E 540 N SPANISH FORK UT 846608003, SPANISH FORK, UT 84660-8003

Mortgage

Document Number	53988
Date	Jun 11, 2018
Instrument	53988

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1207 E 540 N was $1,831.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,995 (-44.17%)	$350,900 (+1.5%) Land $54,600 Building $296,300
2025	$1,831.00	$345,700 Land $50,800 Building $294,900	$345,700 Land $50,800 Building $294,900
2024	$1,831.00 (+7.64%)
2023	$1,701.00 (-6.85%)	$175,560	$319,200 Land $46,900 Building $272,300
2022	$1,826.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1207 E 540 N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1207 E 540 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000

May also be available: CenturyLink, Utah Broadband, Verizon.

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