1207 Cortner Rd, Wartrace, TN 37183 Property Records

Bedford County property record for 1207 Cortner Rd, Wartrace, TN 37183

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,649 sqft · built 2001
Lot Size	5.07 acres (221,285 sqft)
Owner	2 Individual Names on File
Last Sale	$277,000 (Jul 2020)
Tax Bill	$1,692 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002092 04900`

Property Details

APN / Parcel Number

Primary APN	`002092 04900`
Alternative APN	`092 04900`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,649 sqft Living Area
1st Floor Area	2,038 sqft
Upper Floors Area	2,038 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	221,285 sqft (5.07 acres)
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	748 sqft
Deck Area	104 sqft
Patio Area	104 sqft
Shed	1 Shed
Shed Area	333 sqft
Utility Building	140 sqft
Pole Barn	407 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1207 CORTNER RD
City	WARTRACE
State	TN
Zip	37183-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 WILLIAM BELL TR 15 CHRISTAIN, COUNTY AREA: H05
Legal Subdivision	TRACT 16
Legal Tract	15
Jurisdiction	BEDFORD TN
Township / Civil Division	1
Census Block Group	1
Census Block	1074
Census Tract	950700

Owner

1207 Cortner Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Bedford County records, as of December 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1207 CORTNER RD, WARTRACE, TN 37183-3403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY MORTGAGE INC
Jul 14, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST CMNTY MTG INC
Jul 14, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Jul 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on File
Deed Sale	Jul 14, 2020 · Amount on File
Prior Sale	Jul 14, 2020
Deed Document Number	20005246
Deed Book / Page	D358 / 424
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	1207 CORTNER RD, WARTRACE, TN 37183-3403
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD1025280
Date	Sep 27, 2021
Book Page	TD1025/280
Instrument	21008630

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Jul 14, 2020
Property Address	1207 CORTNER RD, WARTRACE, TN 37183-3403
Document Number	D5246
Book / Page	000358 / 000424
Instrument Date	Jul 13, 2020
Instrument	5246
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1207 CORTNER RD WARTRACE TN 371833403, WARTRACE, TN 37183-3403

Mortgage

Document Number	D5247
Date	Jul 14, 2020
Book Page	000968/000916
Instrument	5247

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	BEDFORD TN
Recording Date	Jul 14, 2020
Property Address	1207 CORTNER RD, WARTRACE, TN 37183-3403
Document Number	D5234
Book / Page	000358 / 000402
Instrument Date	Jul 7, 2020
Instrument	5234
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 HIGHWAY 82 E BELL BUCKLE TN 370204515, BELL BUCKLE, TN 37020-4515

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEDFORD TN
Recording Date	Jul 14, 2020
Property Address	1207 CORTNER RD, WARTRACE, TN 37183-3403
Document Number	D5245
Book / Page	000358 / 000420
Instrument Date	Jul 6, 2020
Instrument	5245
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1207 CORTNER RD WARTRACE TN 371833403, WARTRACE, TN 37183-3403

Tax Assessment & Valuation

The 2025 property tax bill for 1207 Cortner Rd was $1,692.

Source: Bedford County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,692.00	$72,750 Land $13,650 Building $59,100
2023		$71,250 (-) Land $13,650 Building $57,600
2022	$1,657.00	$71,250 Land $13,650 Building $57,600	$285,000 (-2.06%) Land $54,600 Building $230,400
2021			$291,000 Land $54,600 Building $236,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1207 Cortner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1207 Cortner Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARTRACE WATER SYSTEM serves 3,576 people · EPA ID TN0000730
Water Source	Purchased surface water from TULLAHOMA UTILITIES AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
United Communications Fixed Wireless	60 / 8
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cortner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures