St. Johns County property record for 1207 Ardmore St, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 2005 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Company Name on File |
| Last Sale | $162,000 (May 2013) |
| Tax Bill | $4,204 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Sep 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028821-3320 |
| Primary APN | 028821-3320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 2,050 sqft |
| 1st Floor Area | 1,624 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 42 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1207 ARDMORE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 332 OR4037/528 & 4794/920 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT ST. JOHNS PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 4 |
| Legal Lot Number | 332 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-3320
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 15, 2024 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| Sep 13, 2019 | Grant Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| Sep 13, 2019 | Loan Modification, Mortgage · Line of Credit MORGAN STANLEY MTG CAP HOLDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2013 · Amount on Record |
| Deed Sale | May 17, 2013 · Amount on Record |
| Prior Sale | May 20, 2005 · Amount on Record |
| Deed Document Number | 201332956 |
| Deed Book / Page | 3732 / 1076 |
| Last Transfer Date | Aug 09, 2019 |
| Transfer Doc | 0047940920 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1207 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Title Company | SELENE TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0059151751 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 5915/1751 |
| Instrument | 2024019467 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 13, 2019 |
| Property Address | 1207 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441 |
| Document Number | 0047940920 |
| Book / Page | 004794 / 000920 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 67870 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $137.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 13, 2019 |
| Property Address | 1207 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3441 |
| Document Number | 0047940936 |
| Book / Page | 004794 / 000936 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 67871 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818 |
| Document Number | 47940936 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 004794/000936 |
| Instrument | 67871 |
| Name | MORGAN STANLEY MTG CAP HOLDING |
|---|---|
| Type | Mortgage Company |
| Address | 1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,228 (-1.19%) Land $70,000 Building $214,228 | $284,228 (-1.19%) Land $70,000 Building $214,228 | |
| 2025 | $4,204.00 (+12.95%) | $287,661 (-6.69%) | $287,661 (-6.69%) Land $70,000 Building $217,661 |
| 2024 | $3,722.00 (+1.97%) | ||
| 2023 | $3,650.00 (+7.73%) | $308,285 (+7.36%) | $308,285 (+7.36%) Land $82,790 Building $225,495 |
| 2022 | $3,388.00 | $287,148 | $287,148 Land $73,920 Building $213,228 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 79 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, tidal / storm surge, Hurricane Irma |
| Wildfire Risk | Moderate above 40% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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