1207 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1207 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,330 sqft · built 1994
Lot Size	0.273 acres (11,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (Feb 2009)
Tax Bill	$4,694 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`500104-0-220`

Property Details

APN / Parcel Number

Primary APN	`500104-0-220`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,330 sqft Living Area
Gross Area	1,810 sqft
1st Floor Area	642 sqft
Upper Floors Area	688 sqft
Basement Area	642 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,901 sqft (0.273 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1207 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-8033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 24 HIDDEN GARDENS PHASE I: HIDDEN GARDENS PHASE I SE OF NW 03-18-03E L 22 TOG/W PRI RD APPROX 11,901 SQ FT EASE OF REC OUT OF 2-034 SEG F0919 MD 4/27/94MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	HIDDEN GARDENS PHASE I
Legal Phase	1
Legal Lot Number	22
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3005
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1207 198TH ST E, SPANAWAY, WA 98387-8033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2009 · Amount on Record
Deed Sale	Feb 27, 2009 · Amount on Record
Prior Sale	Jan 9, 2009 · Amount on Record
Deed Document Number	2009260
Prior Transfer Date	Dec 19, 2008
Prior Transfer Doc	0000000032
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1207 198TH ST E, SPANAWAY, WA 98387-8033
Document Number	1910300019
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1207 198TH ST E SPANAWAY WA 983878033, SPANAWAY, WA 98387-8033

Mortgage

Document Number	1910300019
Date	Oct 30, 2019
Instrument	201910300019

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 29, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,694.00 (+0.77%)	$410,800 (+4.9%) Land $172,600 Building $238,200	$410,800 (+4.9%) Land $172,600 Building $238,200
2025	$4,658.00 (+1.59%)
2024	$4,585.00 (-0.54%)	$391,600 (-2.17%) Land $180,600 Building $211,000	$391,600 (-2.17%) Land $180,600 Building $211,000
2023	$4,610.00	$400,300 Land $171,300 Building $229,000	$400,300 Land $171,300 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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