1204 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1204 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,636 sqft · built 1994
Lot Size	0.255 acres (11,118 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Oct 2021)
Tax Bill	$5,153 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500104-0-240`

Property Details

APN / Parcel Number

Primary APN	`500104-0-240`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	1,636 sqft
Basement Area	1,636 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,118 sqft (0.255 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1204 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-8033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 24 HIDDEN GARDENS PHASE I L 24 TOG/W PRI RD EASE OF RECORD OUT OF 2-034 SEG F0919 MD 4/27/94MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	HIDDEN GARDENS PHASE I
Legal Phase	1
Legal Lot Number	24
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3005
Census Tract	71411

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1204 198TH ST E, SPANAWAY, WA 98387-8033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	May 27, 2014 · Amount on Record
Deed Document Number	20211115
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 29, 2021
Property Address	1204 198TH ST E, SPANAWAY, WA 98387-8033
Document Number	0010291115
Map Reference	DOC 9404200612
Instrument Date	Oct 19, 2021
Instrument	202110291115
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,440.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1204 198TH ST E, SPANAWAY, WA 98387-8033

Mortgage

Document Number	0010291116
Date	Oct 29, 2021
Instrument	202110291116

Lender

Name	HOME MORTGAGE ALLIANCE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,500 (-0.37%) Land $173,300 Building $285,200	$458,500 (-0.37%) Land $173,300 Building $285,200
2025	$5,153.00 (+2.14%)	$460,200 (+6.13%) Land $181,300 Building $278,900	$460,200 (+6.13%) Land $181,300 Building $278,900
2024	$5,045.00 (-1.12%)	$433,600 (-2.74%) Land $181,300 Building $252,300	$433,600 (-2.74%) Land $181,300 Building $252,300
2023	$5,102.00	$445,800 Land $171,900 Building $273,900	$445,800 Land $171,900 Building $273,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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