Genesee County property record for 12060 Baldwin Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,040 sqft · built 2002 |
| Lot Size | 2.29 acres (99,752 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,463 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-30-400-017 |
| Primary APN | 10-30-400-017 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Basement Area | 2,040 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Lot Area | 99,752 sqft (2.29 acres) |
| Garage Area | 1,876 sqft |
| Parking Spaces | 7 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12060 BALDWIN RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | A PARCEL OF LAND BEG S 88 DEG 37 MIN 30 SEC W 500 FT FROM SE COR OF SEC TH CONT S 88 DEG 37 MIN 30 SEC W 200 FT TH N 1 DEG 53 |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 30 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12060 BALDWIN RD, GAINES, MI 48436-9658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK |
| Aug 16, 2017 | Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12060 BALDWIN RD, GAINES, MI 48436-9658 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12060 BALDWIN RD, GAINES, MI 48436-9658 |
| Document Number | 0000062657 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 202312140062657 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12060 BALDWIN RD, GAINES, MI 48436-9658 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055053 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 201708160055053 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,800 (+7.56%) Land $21,000 Building $146,800 | $335,600 (+7.56%) Land $42,000 Building $293,600 | |
| 2025 | $3,463.00 (+2.94%) Homeowner's exemption | $156,000 (+7.51%) | $312,000 (+7.51%) |
| 2024 | $3,364.00 (+34.35%) | ||
| 2023 | $145,100 | $290,200 | |
| 2019 | $2,504.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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