1206 W Sutton Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 1206 W Sutton Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,544 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Jan 2023)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-031-018-00`

Property Details

APN / Parcel Number

Primary APN	`012-031-018-00`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Flooring	Carpet

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	225 ft deep x 230 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1206 W SUTTON RD
City	METAMORA
State	MI
Zip	48455-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE
Legal Description	SEC 31 T7N R10E THE W 230 FT OF E 893.60 FT OF S 225 FT OF THE E 1/2 OF SE 1/4. 1.19 A.
Legal Range	10E
Legal Township	07N
Legal Section	31
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1053
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1206 W SUTTON RD, METAMORA, MI 48455-9632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Sep 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Jul 14, 2006 · Amount on Record
Deed Book / Page	3335 / 356
Prior Transfer Date	Aug 27, 2020
Prior Transfer Doc	0031270139
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Jun 22, 2026
Property Address	1206 W SUTTON RD, METAMORA, MI 48455-9632
Document Number	3526000767
Book / Page	3526 / 767
Instrument Date	Jun 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 W SUTTON RD, METAMORA, MI 48455-9632

Mortgage

Document Number	3526000767,
Date	Jun 22, 2026
Book Page	3526/767

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 27, 2023
Property Address	1206 W SUTTON RD, METAMORA, MI 48455-9632
Document Number	0033350356
Book / Page	3335 / 356
Instrument Date	Jan 24, 2023
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3133 WRIGHT ST, PORT HURON, MI 48060-2278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 FAIRLEDGE ST, LAKE ORION, MI 48362-2611

Mortgage

Document Number	0033350691
Date	Jan 31, 2023
Book Page	3335/691

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	HOFFMAN ESTATES, IL 60192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 4, 2020
Property Address	1206 W SUTTON RD, METAMORA, MI 48455-9632
Document Number	0031270139
Book / Page	003127 / 000139
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3133 WRIGHT ST PORT HURON MI 480602278, PORT HURON, MI 48060-2278

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,500 (+4.25%)	$201,000 (+4.25%)
2025	$1,175.00 (+3.98%) Homeowner's exemption	$96,400 (+24.39%)	$192,800 (+24.39%)
2024	$1,130.00 (-39.18%)
2023		$77,500	$155,000
2022	$1,858.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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