Lapeer County property record for 1168 W Sutton Rd, Metamora, MI 48455
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 6 bd · 2 ba · 2,176 sqft · built 1920 |
| Lot Size | 71.7 acres (3,126,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Nov 2017) |
| Tax Bill | $4,203 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-031-017-00 |
| Primary APN | 012-031-017-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,176 sqft Total Area |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 1,184 sqft |
| Unfinished Basement | 1,184 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 3,126,301 sqft (71.7 acres) |
| Garage Area | 506 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1168 W SUTTON RD |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-9738 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | AE |
| Legal Description | SEC 31 T7N R10E E 1/2 OF SE 1/4 EX THE W 230 FT OF E 893.60 FT OF S 225 FT AND W 222.24 FT OF E 663.6 FT OF S 277.96 FT & W |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 31 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 338000 |
1168 W Sutton Rd, an agricultural property, is owned and occupied by two individuals who bought it in November 2017.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1168 W SUTTON RD, METAMORA, MI 48455-9738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELGA CREDIT UNION |
| Oct 5, 2018 | Deed of Trust, Mortgage ELGA CU |
| Nov 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage ELGA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on File |
| Deed Sale | Nov 30, 2017 · Amount on File |
| Prior Sale | Mar 15, 1995 |
| Deed Book / Page | 2933 / 383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1168 W SUTTON RD, METAMORA, MI 48455-9738 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1168 W SUTTON RD, METAMORA, MI 48455-9738 |
| Document Number | 0034840657 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 3484/657 |
| Name | ELGA CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | 6065 GRAND POINTE BLVD, GRAND BLANC, MI 48439 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 20, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1168 W SUTTON RD, METAMORA, MI 48455-9738 |
| Document Number | 0029910548 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2018 |
| Title Company | ASK SERVICES INC, ASK SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1168 W SUTTON RD METAMORA MI 484559738, METAMORA, MI 48455-9738 |
| Document Number | 0029910548 |
|---|---|
| Date | Oct 24, 2018 |
| Book Page | 002991/000548 |
| Name | ELGA CU |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 23, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Nov 30, 2017 |
| Property Address | 1168 W SUTTON RD, METAMORA, MI 48455-9738 |
| Document Number | 0029330383 |
| Book / Page | 002933 / 000383 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | ASK SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1168 W SUTTON RD METAMORA MI 484559738, METAMORA, MI 48455-9738 |
| Document Number | 29330386 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 002933/000386 |
| Name | ELGA CU |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 29, 2032 |
The 2025 property tax bill for 1168 W Sutton Rd was $4,203 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Lapeer Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,800 (+5.33%) | $545,600 (+5.33%) | |
| 2025 | $4,203.00 Homeowner's exemption | $259,000 | $518,000 |
| 2023 | $208,500 | $417,000 | |
| 2022 | $3,657.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1168 W Sutton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1168 W Sutton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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