1206 Terrain Rd, Midlothian, TX 76065 Property Records

Ellis County property record for 1206 Terrain Rd, Midlothian, TX 76065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,866 sqft · built 2023
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$550,450 (May 2025)
Tax Bill	$9,474 (2025)
Deeds & Mortgages	May 2025 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R297672`

Property Details

APN / Parcel Number

Primary APN	`R297672`
Alternative APNs	`54907590600200108` `297672`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,866 sqft Living Area
Gross Area	3,744 sqft
1st Floor Area	2,446 sqft
2nd Floor Area	420 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1206 TERRAIN RD
City	MIDLOTHIAN
State	TX
Zip	76065-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK F VILLAGES OF WALNUT GROVE PH 1 0.1980 AC
Legal Subdivision	VILLAGES OF WALNUT GROVE PH 1
Legal Block	F
Legal Lot Number	2
Jurisdiction	ELLIS TX
Township / Civil Division	MIDLOTHIAN
Census Block Group	1
Census Block	1047
Census Tract	60702

Owner

1206 Terrain Rd is owned and occupied by an individual who bought it in May 2025.

Source: Ellis County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1206 TERRAIN RD, MIDLOTHIAN, TX 76065-3542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2025	Deed of Trust, Mortgage · Commercial Mortgage EQUITY TRUST COMPANY CUSTODIAN FBO WESLE
May 1, 2025	Vendor's Lien, Subdivision Related Transfer · VA Mortgage TRINITY OAKS MORTGAGE LLC
Mar 10, 2023	Vendor's Lien, Transfer · Construction Mortgage WASHINGTON FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Deed Document Number	202514218
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	1206 TERRAIN RD, MIDLOTHIAN, TX 76065-3542
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 S MAIN ST 150-60, 150, KELLER, TX 76248-7050

Mortgage

Document Number	0002514422
Date	May 2, 2025
Instrument	2514422

Lender

Name	EQUITY TRUST COMPANY CUSTODIAN FBO WESLE
Type	Private Party
Address	1 EQUITY WAY, WESTLAKE, OH 44145

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 1, 2026

May 2025: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	May 1, 2025
Property Address	1206 TERRAIN RD, MIDLOTHIAN, TX 76065-3542
Document Number	0002514218
Map Reference	CAB N SLS 17-19
Instrument Date	May 1, 2025
Instrument	2514218
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 TERRAIN RD, MIDLOTHIAN, TX 76065-3542

Mortgage

Document Number	0002514219
Date	May 1, 2025
Instrument	2514219

Lender

Name	TRINITY OAKS MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Mar 10, 2023
Property Address	1206 TERRAIN RD, MIDLOTHIAN, TX 76065-3542
Document Number	0002306470
Map Reference	CAB N SL 17-19
Instrument Date	Mar 6, 2023
Instrument	2306470
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2829, RED OAK, TX 75154-1585
Investor	Possibly a Property Investor

Mortgage

Document Number	0002306471
Date	Mar 10, 2023
Instrument	2306471

Lender

Name	WASHINGTON FEDERAL BANK
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1206 Terrain Rd was $9,474 with exemptions applied.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Midlothian City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$477,213 Land $100,000 Building $377,213	$477,213 Land $100,000 Building $377,213
2025	$9,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 Terrain Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 Terrain Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 44% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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