Ellis County property record for 1426 Terrain Rd, Midlothian, TX 76065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,512 sqft · built 2025 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Nov 2025) |
| Tax Bill | $1,595 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R297601 |
| Primary APN | R297601 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,512 sqft Living Area |
| Gross Area | 3,187 sqft |
| 1st Floor Area | 2,512 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1426 TERRAIN RD |
|---|---|
| City | MIDLOTHIAN |
| State | TX |
| Zip | 76065-3543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK A VILLAGES OF WALNUT GROVE PH 1 0.1722 AC |
| Legal Subdivision | VILLAGES OF WALNUT GROVE PH 1 |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 60702 |
Source: Ellis County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1426 TERRAIN RD, MIDLOTHIAN, TX 76065-3543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Nov 24, 2025 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2025 · Amount on Record |
| Deed Sale | Nov 24, 2025 · Amount on Record |
| Prior Sale | Aug 14, 2024 |
| Deed Document Number | 202539103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 1426 TERRAIN RD, MIDLOTHIAN, TX 76065-3543 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2050 CONQUEST BLVD, WAXAHACHIE, TX 75167-4855 |
| Document Number | 0002539101 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2539101 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | 950 W BETHANY DR STE 800, ALLEN, TX 75013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Nov 24, 2025 |
| Property Address | 1426 TERRAIN RD, MIDLOTHIAN, TX 76065-3543 |
| Document Number | 0002539103 |
| Map Reference | CAB N SL 17 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2539103 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 16, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1426 TERRAIN RD, MIDLOTHIAN, TX 76065-3543 |
| Document Number | 0002539101 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2539101 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Midlothian City |
| Unified School District | Midlothian Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $431,940 (+439.93%) Land $100,000 Building $331,940 | $431,940 (+439.93%) Land $100,000 Building $331,940 | |
| 2025 | $1,595.00 (+17.71%) | $80,000 Land $80,000 | $80,000 Land $80,000 |
| 2024 | $1,355.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2015–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 48% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLOTHIAN serves 27,699 people · EPA ID TX0700005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Chlorite resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Element8 Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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