1206 Terrace Ln, Delphi, IN 46923 Property Records

Carroll County property record for 1206 Terrace Ln, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1978
Lot Size	0.222 acres (9,670 sqft)
Owner	Individual Name on File
Last Sale	$93,200 (Oct 2018)
Tax Bill	$877 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-06-32-039-040.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-32-039-040.000-007`
Alternative APNs	`00152632298` `0173904000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	124 ft deep x 78 ft wide
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00152632298
Street Address	1206 TERRACE LN
City	DELPHI
State	IN
Zip	46923-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-39040-00 TERRACE MEADOWS SUB DIV LOT 40
Legal Subdivision	TERRACE MEADOWS
Legal Lot Number	40
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3025
Census Tract	959600

Owner

1206 Terrace Ln is owned and occupied by an individual who bought it in October 2018.

Source: Carroll County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1206 TERRACE LN, DELPHI, IN 46923-1655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Prior Sale	Jul 21, 1999 · Amount on File
Deed Document Number	20183063
Record Updated	Sep 20, 2026

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL IN
Recording Date	Oct 1, 2018
Property Address	1206 TERRACE LN, DELPHI, IN 46923-1655
Document Number	2018003063
Map Reference	MB 4 PG 33
Instrument Date	Sep 14, 2018
Instrument	2018003063
Transaction Type	Transfer
Record Updated	Dec 6, 2021

Transaction

Tax	$0.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24623 MADEWOOD AVE, 24623, LEESBURG, FL 34748-7881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 TERRACE LN, DELPHI, IN 46923-1655

Mortgage

Document Number	2018003064
Date	Oct 1, 2018
Instrument	2018003064

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1206 Terrace Ln was $877 with a homeowner's exemption, down 1.2% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$877.00 (-1.24%) Homeowner's exemption	$117,800 Land $16,700 Building $101,100	$117,800 Land $16,700 Building $101,100
2024	$888.00
2023		$89,600 (+8.08%) Land $16,700 Building $72,900	$89,600 (+8.08%) Land $16,700 Building $72,900
2022	$584.00	$82,900 Land $16,700 Building $66,200	$82,900 Land $16,700 Building $66,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 Terrace Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 Terrace Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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