910 Terrace Ln, Delphi, IN 46923 Property Records

Carroll County property record for 910 Terrace Ln, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,096 sqft · built 1979
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on Record
Last Sale	$107,000 (Jul 2020)
Tax Bill	$841 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-06-32-039-020.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-32-039-020.000-007`
Alternative APNs	`00295448773` `0173902000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,096 sqft Living Area
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	105 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00295448773
Street Address	910 TERRACE LN
City	DELPHI
State	IN
Zip	46923-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-39020-00 TERRACE MEADOWS SD LOT 20
Legal Subdivision	TERRACE MEADOWS
Legal Lot Number	20
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3025
Census Tract	959600

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	910 TERRACE LN, DELPHI, IN 46923-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK
Sep 5, 2018	Warranty Deed, Transfer COLUMBIA TITLE, COLUMBIA TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Prior Sale	Sep 5, 2018
Deed Document Number	20202050
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Jul 7, 2020
Property Address	910 TERRACE LN, DELPHI, IN 46923-1600
Document Number	2020002050
Map Reference	MB 4 PG 33
Instrument Date	Jul 7, 2020
Instrument	2020002050
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 TERRACE LN, DELPHI, IN 46923-1600

Mortgage

Document Number	2020002051
Date	Jul 7, 2020
Instrument	2020002051

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Sep 5, 2018
Property Address	910 TERRACE LN, DELPHI, IN 46923-1600
Document Number	2018002776
Map Reference	MB 4 PG 33
Instrument Date	Aug 31, 2018
Instrument	2018002776
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7074 W CRESTWOOD DR, DELPHI, IN 46923-9121

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$841.00 (-12.12%) Homeowner's exemption	$114,900 (+32.68%) Land $12,900 Building $102,000	$114,900 (+32.68%) Land $12,900 Building $102,000
2024	$957.00 (+83.33%)
2023		$86,600 (+8.52%) Land $12,900 Building $73,700	$86,600 (+8.52%) Land $12,900 Building $73,700
2022	$522.00	$79,800 Land $12,900 Building $66,900	$79,800 Land $12,900 Building $66,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

Nearby Properties on Terrace Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures