1206 Steed St, Ranson, WV 25438 Property Records

Jefferson County property record for 1206 Steed St, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,088 sqft · built 2010
Lot Size	0.094 acres (4,095 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jun 2018)
Tax Bill	$2,705 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-8C-0128.0000`

Property Details

APN / Parcel Number

Primary APN	`08-8C-0128.0000`
Alternative APN	`19-08-8C-0128.0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
1st Floor Area	1,472 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Family Room	Family Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Row Home
Exterior Material	Aluminum/Vinyl
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	117 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1206 STEED ST
City	RANSON
State	WV
Zip	25438-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#128 LAKELAND PLACE
Legal Subdivision	LAKELAND PLACE AT FAIRFAX CROSSING
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	2
Census Block	2020
Census Tract	972402

Owner

1206 Steed St is owned and occupied by two individuals who bought it in June 2018.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1206 STEED ST, RANSON, WV 25438-5718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORP
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage CORE MTG SVCS LLC
Apr 30, 2019	Deed with Mortgage, Transfer · VA Mortgage NAVY FCU
Jun 4, 2018	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2018 · Amount on File
Deed Sale	Jun 4, 2018 · Amount on File
Prior Sale	Jul 29, 2010 · Amount on File
Deed Document Number	20186373
Deed Book / Page	1208 / 16
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Sep 3, 2021
Property Address	1206 STEED ST, RANSON, WV 25438-5718
Document Number	1268/202
Book / Page	1268 / 202
Map Reference	MB 24 PG 10
Instrument Date	Aug 27, 2021
Instrument	202100014808
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	202100014809
Date	Sep 3, 2021
Instrument	202100014809

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	1206 STEED ST, RANSON, WV 25438-5718
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 STEED ST, RANSON, WV 25438-5718

Mortgage

Document Number	2385/351
Date	Jun 16, 2021
Book Page	2385/351
Instrument	202100010335

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	1206 STEED ST, RANSON, WV 25438-5718
Document Number	0000016430
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1253 MARE ST RANSON WV 254385723, RANSON, WV 25438-5723

Mortgage

Document Number	0000016430
Date	Dec 19, 2019
Book Page	002257/000614
Instrument	16430

Lender

Name	CORE MTG SVCS LLC
Address	STATE COLLEGE, PA 16803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2049

April 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	JEFFERSON WV
Recording Date	Apr 30, 2019
Property Address	1206 STEED ST, RANSON, WV 25438-5718
Document Number	0000004860
Book / Page	002221 / 000721
Instrument Date	Apr 29, 2019
Instrument	4860
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,359.60
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1227 STEED ST RANSON WV 254385719, RANSON, WV 25438-5719
Investor	Possibly a Property Investor

Mortgage

Document Number	4861
Date	Apr 30, 2019
Book Page	002221/000721
Instrument	4861

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jun 4, 2018
Property Address	1206 STEED ST, RANSON, WV 25438-5718
Document Number	1208/016
Book / Page	1208 / 016
Map Reference	MB 24 PG 10
Instrument Date	May 31, 2018
Instrument	201800006373
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 STEED ST, RANSON, WV 25438-5718

Mortgage

Document Number	201800006374
Date	Jun 4, 2018
Instrument	201800006374

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1206 Steed St was $2,705, up 7.6% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,705.00 (+7.55%)	$196,900 (+9.57%) Land $58,700 Building $138,200	$328,167 (+9.61%) Land $97,833 Building $230,333
2025	$2,515.00	$179,700 Land $39,700 Building $140,000	$299,400 Land $66,100 Building $233,300
2023	$2,226.00	$157,000 Land $39,700 Building $117,300	$261,600 Land $66,100 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1206 Steed St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2008)
Most Recent Claim	May 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 Steed St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1206 Steed St, Ranson, WV 25438 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Deed with Mortgage, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Steed St

Nearby Streets

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