Jefferson County property record for 1205 Steed St, Ranson, WV 25438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,934 sqft · built 2010 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Oct 2014) |
| Tax Bill | $2,707 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-8C-0179.0000 |
| Primary APN | 08-8C-0179.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,934 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 446 sqft |
| Finished Basement | 446 sqft |
| Family Room | Family Room |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Row Home |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,877 sqft (0.089 acres) |
| Lot Dimensions | 111 ft deep x 35 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1205 STEED ST |
|---|---|
| City | RANSON |
| State | WV |
| Zip | 25438-5719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #179 LAKELAND PLACE |
| Legal Subdivision | LAKELAND PLACE AT FAIRFAX CROSSING |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | CHARLES TOWN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 972402 |
1205 Steed St is owned and occupied by an individual who bought it in October 2014.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1205 STEED ST, RANSON, WV 25438-5719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 30, 2019 | Deed with Mortgage, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2014 · Amount on File |
| Deed Sale | Oct 1, 2014 · Amount on File |
| Prior Sale | May 30, 2014 · Amount on File |
| Deed Document Number | 201414421 |
| Deed Book / Page | 1146 / 397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 1205 STEED ST, RANSON, WV 25438-5719 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1205 STEED ST, RANSON, WV 25438-5719 |
| Investor | Possibly a Property Investor |
| Document Number | 002365/653 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 2365/653 |
| Instrument | 202100005993 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 1205 STEED ST, RANSON, WV 25438-5719 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1205 STEED ST, RANSON, WV 25438-5719 |
| Investor | Possibly a Property Investor |
| Document Number | 002440/324 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 2440/324 |
| Instrument | 202200000947 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Apr 30, 2019 |
| Property Address | 1205 STEED ST, RANSON, WV 25438-5719 |
| Document Number | 0000004860 |
| Book / Page | 002221 / 000721 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 4860 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,359.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1227 STEED ST RANSON WV 254385719, RANSON, WV 25438-5719 |
| Investor | Possibly a Property Investor |
| Document Number | 4861 |
|---|---|
| Date | Apr 30, 2019 |
| Book Page | 002221/000721 |
| Instrument | 4861 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2049 |
The 2026 property tax bill for 1205 Steed St was $2,707, up 7.4% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Municipality | Ranson Corporation |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,707.00 (+7.38%) | $197,000 (+9.38%) Land $56,800 Building $140,200 | $328,333 (+9.37%) Land $94,667 Building $233,667 |
| 2025 | $2,521.00 | $180,100 Land $38,300 Building $141,800 | $300,200 Land $63,900 Building $236,300 |
| 2023 | $2,226.00 (+15.1%) | $157,000 (+16.99%) Land $38,300 Building $118,700 | $261,800 (+17.08%) Land $63,900 Building $197,900 |
| 2022 | $1,934.00 | $134,200 Land $31,200 Building $103,000 | $223,600 Land $52,000 Building $171,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1205 Steed St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1994–2008) |
| Most Recent Claim | May 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1205 Steed St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAW - WALNUT GROVE UTILITIES private · serves 7,250 people · EPA ID WV3301942 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jun 2017 Treatment failure resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Apr 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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