1201 S 2nd St, Eldridge, IA 52748 Property Records

Scott County property record for 1201 S 2nd St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,778 sqft · built 2022
Lot Size	0.704 acres (30,666 sqft)
Owner	Trust Name on File
Tax Bill	$8,690 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9314512221`

Property Details

APN / Parcel Number

Primary APN	`9314512221`
Alternative APN	`931451222`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,778 sqft Living Area
1st Floor Area	913 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,666 sqft (0.704 acres)
Garage Type	Attached
Garage Area	923 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	201 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1201 S 2ND ST
City	ELDRIDGE
State	IA
Zip	52748-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSEND FARM 13TH ADD LOT: 22 & LOT 1 OF TOWNSEND FARM 14TH ADD
Legal Subdivision	TOWNSEND FARM 13TH ADD
Legal Lot Number	1
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2043
Census Tract	10201

Owner

1201 S 2nd St is owner-occupied and held in a trust since March 2023.

Source: Scott County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	1201 S 2ND ST, ELDRIDGE, IA 52748-1606
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Mar 24, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 23, 2023
Transfer Doc	0000004813
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	1201 S 2ND ST, ELDRIDGE, IA 52748-1606
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200028810
Date	Nov 9, 2022
Instrument	202200028810

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 1, 2023

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	1201 S 2ND ST, ELDRIDGE, IA 52748-1606
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300013342
Date	Jul 31, 2023
Instrument	202300013342

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT IA
Recording Date	Mar 24, 2023
Property Address	1201 S 2ND ST, ELDRIDGE, IA 52748-1606
Document Number	202300004813
Instrument Date	Mar 23, 2023
Instrument	202300004813
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1201 S 2ND ST, ELDRIDGE, IA 52748-1606

Tax Assessment & Valuation

The 2026 property tax bill for 1201 S 2nd St was $8,690 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,690.00	$707,800 (-4.54%) Land $202,200 Building $505,600	$707,800 (-4.54%) Land $202,200 Building $505,600
2025	$8,690.00 (+0.7%) Homeowner's exemption	$741,500 Land $235,900 Building $505,600	$741,500 Land $235,900 Building $505,600
2024	$8,630.00
2023		$306,700 Land $133,600 Building $173,100	$306,700 Land $133,600 Building $173,100
2022	$92.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1201 S 2nd St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1201 S 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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