1206 Rose Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 1206 Rose Ln, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1959
Lot Size	9.09 acres (395,960 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Feb 2022)
Tax Bill	$3,045 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032B 169`

Property Details

APN / Parcel Number

Primary APN	`032B 169`
Alternative APN	`457100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,666 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	395,960 sqft (9.09 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	307 sqft
Carport	Carport
Carport Area	307 sqft
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	457100
Street Address	1206 ROSE LN
City	TOCCOA
State	GA
Zip	30577-8762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	ROSE LANE SM AC
Legal Subdivision	0200 - PRIMARY - AC
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2039
Census Tract	970302

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1206 ROSE LN, TOCCOA, GA 30577-8762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	May 1, 1995 · Amount on Record
Deed Document Number	2022181
Deed Book / Page	1285 / 7
Prior Transfer Date	Mar 30, 2006
Prior Transfer Doc	0007520112
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 28, 2022
Property Address	1206 ROSE LN, TOCCOA, GA 30577-8762
Document Number	0012850007
Book / Page	1285 / 7
Instrument Date	Jan 28, 2022
Instrument	2022-000181
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 ROSE LN, TOCCOA, GA 30577-8762

Mortgage

Document Number	0012850000000009
Date	Feb 7, 2022
Book Page	0000001285/0000000009
Instrument	000199

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 28, 2022
Property Address	1206 ROSE LN, TOCCOA, GA 30577-8762
Document Number	0012850007
Book / Page	1285 / 7
Instrument Date	Jan 28, 2022
Instrument	2022-000181
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 ROSE LN, TOCCOA, GA 30577-8762

Mortgage

Document Number	0000000199
Date	Jan 28, 2022
Instrument	000199

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,045.00 (+61.62%)	$110,932 (+75.26%) Land $16,342 Building $94,590	$277,330 (+75.26%) Land $40,854 Building $236,476
2023	$1,884.00	$63,296 Land $16,342 Building $46,954	$158,238 Land $40,854 Building $117,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Oct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Point Broadband Fiber	1,000 / 1,000

May also be available: Windstream.

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