Stephens County property record for 1032 Rose Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,383 sqft · built 1978 |
| Lot Size | 4.84 acres (211,266 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,330 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 032B 166 |
| Primary APN | 032B 166 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,383 sqft Heated Area |
| Basement Area | 1,619 sqft |
| Unfinished Basement | 1,619 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 211,266 sqft (4.84 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 564 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Canopy | 892 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 456800 |
|---|---|
| Old Parcel Number | 032B 166 |
| Street Address | 1032 ROSE LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | ROSE LANE |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 970302 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1032 ROSE LN, TOCCOA, GA 30577-8767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES |
| Apr 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2015 |
| Deed Sale | Nov 19, 2015 |
| Deed Document Number | 0001078437 |
| Prior Transfer Date | May 27, 2005 |
| Prior Transfer Doc | 2005-000834 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1032 ROSE LN, TOCCOA, GA 30577-8767 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1032 ROSE LN, TOCCOA, GA 30577-8767 |
| Document Number | 0013130000000178 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 0000001313/0000000178 |
| Instrument | 001747 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1032 ROSE LN, TOCCOA, GA 30577-8767 |
| Document Number | 0012100177 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 1032 ROSE LN TOCCOA GA 305778767, TOCCOA, GA 30577-8767 |
| Document Number | 0012100177 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 001210/000177 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,330.00 (+15.98%) Homeowner's exemption | $102,514 (+51.89%) Land $9,506 Building $93,008 | $256,284 (+51.89%) Land $23,765 Building $232,519 |
| 2023 | $2,009.00 (+4.64%) | $67,492 (+4.62%) Land $9,506 Building $57,986 | $168,730 (+4.62%) Land $23,765 Building $144,965 |
| 2022 | $1,920.00 | $64,512 Land $9,506 Building $55,006 | $161,281 Land $23,765 Building $137,516 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Oct 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
May also be available: Windstream.
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