St. Louis County property record for 1206 Nappa Rd, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,086 (2026) |
| Deeds & Mortgages | Jun 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 210-0010-04541 |
| Primary APN | 210-0010-04541 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Gross Area |
| 1st Floor Area | 1,568 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,300 sqft |
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Propane |
|---|
| Account Number | 1147587 |
|---|---|
| Street Address | 1206 NAPPA RD |
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-8074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTERLY 330 FEET OF NE1/4 OF SW1/4 SERIAL # |
| Legal Range | 12W |
| Legal Township | 53N |
| Legal Section | 25 |
| Legal Subdivision | ALDEN TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | ALDEN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10601 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1206 NAPPA RD, TWO HARBORS, MN 55616-8074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1206 NAPPA RD, TWO HARBORS, MN 55616-8074 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001416072 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 1416072 |
| Name | TWO HARBORS FCU |
|---|---|
| Type | Credit Union |
| Address | TWO HARBORS, MN 55616 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 15, 2036 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Alden Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,086.00 (+8.05%) Homeowner's exemption | ||
| 2025 | $2,856.00 (+2.96%) Homeowner's exemption | $214,100 (-42.21%) Land $68,500 Building $145,600 | $214,100 (-42.21%) Land $68,500 Building $145,600 |
| 2024 | $2,774.00 | $370,500 (+14.92%) Land $57,500 Building $313,000 | $370,500 (+14.92%) Land $57,500 Building $313,000 |
| 2022 | $322,400 Land $49,300 Building $273,100 | $322,400 Land $49,300 Building $273,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 45 / 3 |
No cell data coverage reported
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