1367 Nappa Rd, Two Harbors, MN 55616 Property Records

St. Louis County property record for 1367 Nappa Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,456 sqft · built 2006
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Tax Bill	$2,384 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`210-0010-04640`

Property Details

APN / Parcel Number

Primary APN	`210-0010-04640`
Alternative APN	`1123194`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,456 sqft Gross Area
1st Floor Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Garage Area	1,232 sqft

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Deck Area	328 sqft
Storage Building	216 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1123194
Street Address	1367 NAPPA RD
City	TWO HARBORS
State	MN
Zip	55616-8072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	SW1/4 OF NE1/4 SERIAL #
Legal Range	12W
Legal Township	53N
Legal Section	26
Legal Subdivision	ALDEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	ALDEN
Census Block Group	1
Census Block	1024
Census Tract	10601

Owner

1367 Nappa Rd is owned and occupied by an individual who acquired it in April 2020.

Source: St. Louis County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1367 NAPPA RD, TWO HARBORS, MN 55616-8072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed, Transfer · Conventional Mortgage NORTH SHORE FCU
Jun 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 21, 2020
Transfer Doc	0001381511
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 16, 2021
Property Address	1367 NAPPA RD, TWO HARBORS, MN 55616-8072
Document Number	0001432989
Instrument Date	Dec 10, 2021
Instrument	1432989
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1367 NAPPA RD, TWO HARBORS, MN 55616-8072

Mortgage

Document Number	0001432990
Date	Dec 16, 2021
Instrument	1432990

Lender

Name	NORTH SHORE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	Prime Rate
Margin	1
Max Rate	10.2%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 4, 2020
Property Address	1367 NAPPA RD, TWO HARBORS, MN 55616-8072
Document Number	00A1381511
Instrument Date	Apr 21, 2020
Instrument	A1381511
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1367 NAPPA RD TWO HARBORS MN 556168072, TWO HARBORS, MN 55616-8072

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 4, 2020
Property Address	1367 NAPPA RD, TWO HARBORS, MN 55616-8072
Document Number	00A1381512
Instrument Date	Apr 21, 2020
Instrument	A1381512
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1367 NAPPA RD TWO HARBORS MN 556168072, TWO HARBORS, MN 55616-8072

Tax Assessment & Valuation

The 2026 property tax bill for 1367 Nappa Rd was $2,384 with a homeowner's exemption, up 7.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Alden Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,384.00 (+7.58%) Homeowner's exemption
2025	$2,216.00 (+0.54%) Homeowner's exemption	$297,000 (-3%) Land $118,300 Building $178,700	$297,000 (-3%) Land $118,300 Building $178,700
2024	$2,204.00	$306,200 Land $97,000 Building $209,200	$306,200 Land $97,000 Building $209,200
2022		$215,700 Land $78,400 Building $137,300	$215,700 Land $78,400 Building $137,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1367 Nappa Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1367 Nappa Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

No cell data coverage reported

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