Harford County property record for 1206 Forest Oak Ct, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,492 sqft · built 2003 |
| Lot Size | 0.311 acres (13,547 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $601,500 (Feb 2010) |
| Tax Bill | $6,619 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-359956 |
| Primary APN | 03-359956 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,492 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,547 sqft (0.311 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 359956 |
|---|---|
| Street Address | 1206 FOREST OAK CT |
| City | BEL AIR |
| State | MD |
| Zip | 21015-6170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1COS |
| Legal Description | LOT 22 13547 SF 1206 FOREST OAK COURT STONE RIDGE PT 106/49 |
| Legal Subdivision | STONE RDG 02 PH 03 |
| Legal Lot Number | 22 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 303606 |
1206 Forest Oak Ct is owned and occupied by two individuals who bought it in February 2010.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1206 FOREST OAK CT, BEL AIR, MD 21015-6170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2010 · Amount on File |
| Deed Sale | Feb 17, 2010 · Amount on File |
| Prior Sale | May 22, 2003 · Amount on File |
| Deed Document Number | 2010913 |
| Deed Book / Page | 8494 / 272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1206 FOREST OAK CT, BEL AIR, MD 21015-6170 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | BROADVIEW TITLE |
| Name | Verified Name |
|---|
| Document Number | 0141380326 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 14138/326 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2026 property tax bill for 1206 Forest Oak Ct was $6,619 with a homeowner's exemption, up 9.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,619.00 (+9.88%) Homeowner's exemption | $607,367 | $673,300 Land $162,300 Building $511,000 |
| 2025 | $6,024.00 Homeowner's exemption | ||
| 2023 | $531,133 | $574,400 Land $162,300 Building $412,100 | |
| 2022 | $5,553.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1206 Forest Oak Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1206 Forest Oak Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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