1203 Forest Oak Ct, Bel Air, MD 21015 Property Records

Harford County property record for 1203 Forest Oak Ct, Bel Air, MD 21015

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,412 sqft · built 2003
Lot Size	0.691 acres (30,099 sqft)
Owner	2 Individual Names on File
Last Sale	$612,000 (Aug 2019)
Tax Bill	$8,043 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-360008`

Property Details

APN / Parcel Number

Primary APN	`03-360008`
Alternative APNs	`3360008` `360008`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,412 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,099 sqft (0.691 acres)
Garage Type	Built-in
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	542 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	360008
Street Address	1203 FOREST OAK CT
City	BEL AIR
State	MD
Zip	21015-6169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1COS
Legal Description	LOT 27 30099 SF 1203 FOREST OAK COURT STONE RIDGE PT 106/49
Legal Subdivision	FINAL PLAT TWO PHASE I II STONE RIDGE
Legal Lot Number	27
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1003
Census Tract	303606

Owner

1203 Forest Oak Ct is owned and occupied by two individuals who bought it in August 2019.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1203 FOREST OAK CT, BEL AIR, MD 21015-6169
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Aug 15, 2019	Deed, Transfer · Conventional Mortgage MCLEAN FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Jun 25, 2003 · Amount on File
Deed Book / Page	13396 / 121
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1203 FOREST OAK CT, BEL AIR, MD 21015-6169
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	UNITED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141480057
Date	Oct 1, 2020
Book Page	14148/57

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 15, 2019
Property Address	1203 FOREST OAK CT, BEL AIR, MD 21015-6169
Document Number	0133960121
Book / Page	13396 / 0121
Map Reference	MB CGH 106 PL 49
Instrument Date	Jul 15, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	UNITED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1203 FOREST OAK CT, BEL AIR, MD 21015-6169

Mortgage

Document Number	0013396128
Date	Aug 15, 2019
Instrument	13396/128

Lender

Name	MCLEAN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1203 Forest Oak Ct was $8,043, up 10.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,043.00 (+10.53%)	$737,967	$822,700 Land $165,600 Building $657,100
2025	$7,277.00
2023		$639,933	$695,600 Land $165,600 Building $530,000
2022	$6,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 Forest Oak Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 Forest Oak Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forest Oak Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures