1206 E Florida Ave, Urbana, IL 61801 Property Records

Champaign County property record for 1206 E Florida Ave, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1 ba · 895 sqft · built 1953
Lot Size	0.142 acres (6,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (May 2025)
Tax Bill	$2,999 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-381-015`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-381-015`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	895 sqft Building Perimeter
1st Floor Area	895 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,169 sqft (0.142 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	130 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1206 E FLORIDA AVE
City	URBANA
State	IL
Zip	61801-6006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 FAIRLAWN PARK 6TH ADD
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	FAIRLAWN PARK 6TH ADD
Legal Lot Number	68
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4011
Census Tract	5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1206 E FLORIDA AVE, URBANA, IL 61801-6006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	20255950
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 8, 2020
Property Address	1206 E FLORIDA AVE, URBANA, IL 61801-6006
Document Number	0000012748
Map Reference	MB K PG47 DOC506036
Instrument Date	Jun 30, 2020
Instrument	2020R12748
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$91.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 E FLORIDA AVE, URBANA, IL 61801-6006

Mortgage

Document Number	0000012749
Date	Jul 8, 2020
Instrument	2020R12749

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,110 (+25.88%) Land $12,490 Building $24,620	$111,330 (+25.88%) Land $37,470 Building $73,860
2024	$2,999.00 (+18.02%)
2022	$2,541.00 Homeowner's exemption	$29,480 Land $9,930 Building $19,550	$88,440 Land $29,790 Building $58,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.