1206 E 986 S, Fruit Heights (Kaysville), UT 84037 Property Records

Davis County property record for 1206 E 986 S, Fruit Heights, UT 84037

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,120 sqft · built 1972
Lot Size	0.01 acres (436 sqft)
Owner	2 Individual Names on File
Last Sale	$361,760 (May 2026)
Tax Bill	$1,750 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-093-0031`

Property Details

APN / Parcel Number

Primary APN	`07-093-0031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	436 sqft (0.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1206 E 986 S
City	KAYSVILLE
State	UT
Zip	84037-2919
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	C-2
Legal Description	ALL OF UNIT 31, BLDG I, SOMERSET PLACE CONDO
Legal Subdivision	SOMERSET PLACE CONDOMINIUM
Legal Unit	31
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3002
Census Tract	127100

Owner

1206 E 986 S, a townhouse, is owned by two individuals who bought it in May 2026.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1259 BOGEY DR, KAYSVILLE, UT 84037-3214
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 6, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 21, 2021	Warranty Deed, Transfer UNKNOWN, US TITLE COMPANY OF UTAH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	Jul 21, 2021
Deed Document Number	20263666808
Deed Book / Page	8989 / 539
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	May 6, 2026
Property Address	1206 E 986 S, FRUIT HEIGHTS, UT 84037-2919
Document Number	008989/539
Book / Page	8989 / 539
Instrument Date	May 5, 2026
Instrument	20263666808
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1259 BOGEY DR, KAYSVILLE, UT 84037-3214

Mortgage

Document Number	0003666809,
Date	May 6, 2026
Instrument	20263666809

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	May 6, 2026
Property Address	1206 E 986 S, KAYSVILLE, UT 84037-2919
Document Number	0003666808
Book / Page	8989 / 539
Instrument Date	May 5, 2026
Instrument	20263666808
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1259 BOGEY DR, KAYSVILLE, UT 84037-3214

Mortgage

Document Number	0003666809,
Date	May 6, 2026
Instrument	20263666809

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 21, 2021
Property Address	1206 E 986 S, FRUIT HEIGHTS, UT 84037-2919
Document Number	07806/2169
Book / Page	7806 / 2169
Instrument Date	Jul 21, 2021
Instrument	3402236
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, US TITLE COMPANY OF UTAH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 E 986 S # 31, 31, FRUIT HEIGHTS, UT 84037-2919

Tax Assessment & Valuation

The 2025 property tax bill for 1206 E 986 S was $1,750, up 1.6% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Fruit Heights City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,850 (+1.55%) Land $82,500 Building $97,350	$327,000 (+1.55%) Land $150,000 Building $177,000
2025	$1,750.00 (+1.57%)	$177,100 Building $177,100	$322,000 Building $322,000
2024	$1,723.00 (+4.23%)
2023	$1,653.00 (-1.02%)	$307,000 Building $307,000	$307,000 Building $307,000
2022	$1,670.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1206 E 986 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 E 986 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUIT HEIGHTS CITY WATER SYSTEM serves 6,075 people · EPA ID UTAH06017
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Mar 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: All West, Echo Broadband.

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