1205 E 986 S, Fruit Heights (Kaysville), UT 84037 Property Records

Davis County property record for 1205 E 986 S, Fruit Heights, UT 84037

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,120 sqft · built 1972
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$276,507 (Jun 2026)
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-093-0025`

Property Details

APN / Parcel Number

Primary APN	`07-093-0025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,120 sqft Living Area
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	436 sqft (0.01 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1205 E 986 S
City	KAYSVILLE
State	UT
Zip	84037-2918
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	C-2
Legal Description	ALL OF UNIT 25, BLDG H, SOMERSET PLACE CONDO
Legal Subdivision	SOMERSET PLACE CONDOMINIUM
Legal Unit	25
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	3
Census Block	3002
Census Tract	127100

Owner

1205 E 986 S, a townhouse, is owned and occupied by an individual who bought it in June 2026.

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1205 E 986 S, KAYSVILLE, UT 84037-2918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage DIRECT PATH HOME LOANS
Aug 24, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Aug 24, 2021 · Amount on File
Deed Document Number	20263672378
Deed Book / Page	9017 / 1304
Prior Transfer Date	Jul 22, 2016
Prior Transfer Doc	0002958167
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 16, 2026
Property Address	1205 E 986 S, KAYSVILLE, UT 84037-2918
Document Number	0003672378
Book / Page	9017 / 1304
Instrument Date	Jun 11, 2026
Instrument	20263672378
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 E 986 S, KAYSVILLE, UT 84037-2918

Mortgage

Document Number	0003672380,
Date	Jun 16, 2026
Instrument	20263672380

Lender

Name	DIRECT PATH HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Aug 24, 2021
Property Address	1205 E 986 S, FRUIT HEIGHTS, UT 84037-2918
Document Number	07829/1984
Book / Page	7829 / 1984
Map Reference	DOC 816571
Instrument Date	Aug 19, 2021
Instrument	3411987
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	NORTH AMERICAN TITLE, NORTH AMERICAN TITLE LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1205 E 986 S # 25, 25, FRUIT HEIGHTS, UT 84037-2918

Mortgage

Document Number	0003411989
Date	Aug 24, 2021
Instrument	3411989

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1205 E 986 S was $1,691, up 1.6% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Fruit Heights City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,300 (-1.61%) Land $82,500 Building $85,800	$306,000 (-1.61%) Land $150,000 Building $156,000
2025	$1,691.00 (+1.62%)	$171,050 Building $171,050	$311,000 Building $311,000
2024	$1,664.00 (+4.07%)
2023	$1,599.00 (-0.74%)	$297,000 Building $297,000	$297,000 Building $297,000
2022	$1,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 E 986 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 E 986 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUIT HEIGHTS CITY WATER SYSTEM serves 6,075 people · EPA ID UTAH06017
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Mar 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: All West, Echo Broadband.

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