1206 E 12th St, Atlantic, IA 50022 Property Records

Cass County property record for 1206 E 12th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,491 sqft · built 1958
Lot Size	0.7 acres (30,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Nov 2017)
Tax Bill	$2,522 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Mar 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`300005877001000`

Property Details

APN / Parcel Number

Primary APN	`300005877001000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,491 sqft Living Area
1st Floor Area	1,491 sqft
Basement Area	1,491 sqft
Unfinished Basement	1,491 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,500 sqft (0.7 acres)
Garage Type	Detached
Garage Area	984 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	302 sqft
Deck Area	122 sqft
Patio Area	321 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1206 E 12TH ST
City	ATLANTIC
State	IA
Zip	50022-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S200' E152.5' N434.6 LOT 2 SE1/4 NW1/4 9-76-36
Legal Range	36W
Legal Township	76N
Legal Section	09
Legal Subdivision	SE1/4 NW1/4 9-76-36
Legal Lot Number	2
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1022
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1206 E 12TH ST, ATLANTIC, IA 50022-2417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jun 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
May 22, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC
Nov 7, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on Record
Deed Sale	Nov 7, 2017 · Amount on Record
Deed Book / Page	2017 / 2000
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	1206 E 12TH ST, ATLANTIC, IA 50022-2417
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1984
Date	Dec 6, 2022
Book Page	2022/1984
Instrument	2022-1984

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	1206 E 12TH ST, ATLANTIC, IA 50022-2417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/488
Date	Mar 16, 2020
Book Page	2020/488

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	1206 E 12TH ST, ATLANTIC, IA 50022-2417
Transaction Type	Mortgage
Record Updated	Jul 10, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/980
Date	Jun 20, 2019
Book Page	2019/980

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	1206 E 12TH ST, ATLANTIC, IA 50022-2417
Transaction Type	Mortgage
Record Updated	Jun 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000932
Date	May 22, 2018
Book Page	0000002018/0000000932

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	176 Months
Due	Jan 1, 2033

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Nov 7, 2017
Property Address	1206 E 12TH ST, ATLANTIC, IA 50022-2417
Document Number	2017/2000
Book / Page	2017 / 2000
Instrument Date	Nov 6, 2017
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1206 E 12TH ST, 1206, ATLANTIC, IA 50022-2417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1803 HILLCREST DR, ATLANTIC, IA 50022-2850

Mortgage

Document Number	2017/2001
Date	Nov 7, 2017
Book Page	2017/2001

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Dec 1, 2029

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,522.00 Homeowner's exemption	$172,180 (-) Land $26,760 Building $145,420	$172,180 (-) Land $26,760 Building $145,420
2025	$2,522.00 (+0.08%) Homeowner's exemption	$172,180 (+4.96%) Land $26,760 Building $145,420	$172,180 (+4.96%) Land $26,760 Building $145,420
2024	$2,520.00 (-9.35%)
2023		$164,040 Land $20,310 Building $143,730	$164,040 Land $20,310 Building $143,730
2022	$2,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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