Cass County property record for 1205 E 12th St, Atlantic, IA 50022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,516 sqft · built 1957 |
| Lot Size | 0.256 acres (11,161 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,000 (Jun 2015) |
| Tax Bill | $3,410 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 300004108001000 |
| Primary APN | 300004108001000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| 1st Floor Area | 1,516 sqft |
| Basement Area | 1,516 sqft |
| Finished Basement | 1,137 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,161 sqft (0.256 acres) |
| Garage Type | Attached |
| Garage Area | 820 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 74 sqft |
| Deck Area | 254 sqft |
| Patio Area | 316 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1205 E 12TH ST |
|---|---|
| City | ATLANTIC |
| State | IA |
| Zip | 50022-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ZURFLUH'S ADD W1/2 LOT 1 BLK 6 |
| Legal Subdivision | ZURFLUHS ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | CASS IA |
| Township / Civil Division | GROVE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 190400 |
1205 E 12th St is owned and occupied by two individuals who bought it in June 2015.
Source: Cass County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1205 E 12TH ST, ATLANTIC, IA 50022-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2015 · Amount on File |
| Deed Sale | Jun 25, 2015 · Amount on File |
| Deed Book / Page | 2015 / 1116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS IA |
| Property Address | 1205 E 12TH ST, ATLANTIC, IA 50022-2418 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002020/717 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 2020/717 |
| Instrument | 2020-717 |
| Name | FIRST WHITNEY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1205 E 12th St was $3,410 with a homeowner's exemption.
Source: Cass County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cass County |
| Municipality | Atlantic City |
| Unified School District | Atlantic Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,410.00 Homeowner's exemption | $209,200 (-) Land $12,140 Building $197,060 | $209,200 (-) Land $12,140 Building $197,060 |
| 2025 | $3,410.00 (-9.98%) Homeowner's exemption | $209,200 Land $12,140 Building $197,060 | $209,200 Land $12,140 Building $197,060 |
| 2024 | $3,788.00 | ||
| 2023 | $220,930 Land $12,140 Building $208,790 | $220,930 Land $12,140 Building $208,790 | |
| 2022 | $3,536.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1205 E 12th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1205 E 12th St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Massena Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Western Iowa Wireless.
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