Greenup County property record for 1206 Cumberland Ave, Flatwoods, KY 41139
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1977 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,500 (Jun 2025) |
| Tax Bill | $806 (2023) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2025 Sale & Mortgage + 1 more |
| APN | 182-40-04-068.00 |
| Primary APN | 182-40-04-068.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Terrain | Rolling |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Deck Area | 144 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 52658 |
|---|---|
| Street Address | 1206 CUMBERLAND AVE |
| City | FLATWOODS |
| State | KY |
| Zip | 41139-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND PARK ADD LT 2 |
| Legal Subdivision | H BAILEY HIGHLAND |
| Legal Lot Number | 2 |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | FLATWOODS-RUSSELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40201 |
1206 Cumberland Ave is owned by an individual who bought it in June 2025.
Source: Greenup County records, as of October 23, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 828 DANIELS DR, WORTHINGTON, KY 41183-9532 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 5, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2025 · Amount on File |
| Deed Sale | Jun 10, 2025 · Amount on File |
| Deed Document Number | 2025660709 |
| Deed Book / Page | 686 / 192 |
| Prior Transfer Date | Oct 23, 2006 |
| Prior Transfer Doc | 00D5330605 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 1206 CUMBERLAND AVE, FLATWOODS, KY 41139-1713 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000586514 |
|---|---|
| Date | Dec 6, 2021 |
| Book Page | M1011/105 |
| Instrument | 586514 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Dec 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | Jun 10, 2025 |
| Property Address | 1206 CUMBERLAND AVE, FLATWOODS, KY 41139-1713 |
| Document Number | 0000660709 |
| Book / Page | D686 / 192 |
| Map Reference | MB 6 PG 26 |
| Instrument Date | Jun 2, 2025 |
| Instrument | 660709 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $87.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1811 ENGLAND LANE, FLATWOODS, KY 41139 |
| Name | Verified Name |
|---|---|
| Address | 828 DANIELS DR, WORTHINGTON, KY 41183-9532 |
| Document Number | 0000660713 |
|---|---|
| Date | Jun 10, 2025 |
| Instrument | 660713 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Property Address | 1206 CUMBERLAND AVE, FLATWOODS, KY 41139-1713 |
| Document Number | 0000537893 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1206 CUMBERLAND AVE FLATWOODS KY 411391713, FLATWOODS, KY 41139-1713 |
| Document Number | 0000537893 |
|---|---|
| Date | Mar 20, 2019 |
| Book Page | 000939/000358 |
| Instrument | 537893 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 19, 2034 |
Source: Greenup County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Municipality | Flatwoods City |
| Unified School District | Russell Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,500 Land $15,000 Building $72,500 | $87,500 Land $15,000 Building $72,500 | |
| 2023 | $806.00 | $51,000 Land $10,000 Building $41,000 | $51,000 Land $10,000 Building $41,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1206 Cumberland Ave; there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 3 (2009–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1206 Cumberland Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RACELAND WATER SYSTEM serves 3,201 people · EPA ID KY0450365 |
|---|---|
| Water Source | Purchased surface water from RUSSELL WATER COMPANY |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | FLATWOODS WATER COMPANY |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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