1201 Cumberland Ave, Flatwoods, KY 41139 Property Records

Greenup County property record for 1201 Cumberland Ave, Flatwoods, KY 41139

Property Summary

Property TypeSingle Family Home
Details1,064 sqft · built 1970
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$136,500 (Mar 2025)
Tax Bill$1,977 (2023)
Deeds & MortgagesMar 2025 Sale & Mortgage
Feb 2019 Mortgage
APN182-40-04-073.00

Property Details

APN / Parcel Number

Primary APN182-40-04-073.00
Alternative APNs
  • 38815
  • 52371

Interior

Stories1 Story
Building Area1,064 sqft Living Area
Basement Area532 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2013
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
TerrainRolling
Garage TypeMixed
Garage Area1,312 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number52371
Street Address1201 CUMBERLAND AVE
CityFLATWOODS
StateKY
Zip41139-1712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND PARK ADD LTS 23 & 24
Legal SubdivisionHIGHLAND
Legal Lot Number23,24 24
JurisdictionGREENUP KY
Township / Civil DivisionFLATWOODS-RUSSELL
Census Block Group2
Census Block2000
Census Tract40201

Owner

1201 Cumberland Ave is owned and occupied by an individual who bought it in March 2025.

Source: Greenup County records, as of October 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1201 CUMBERLAND AVE, FLATWOODS, KY 41139-1712
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2025Warranty Deed, Transfer · Conventional Mortgage
CITY NATIONAL BANK OF WEST VIRGINIA
Feb 19, 2019Deed of Trust, Mortgage · Conventional with PMI
CITY NAT'L BK/WV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2025 · Amount on File
Deed SaleMar 25, 2025 · Amount on File
Prior SaleFeb 11, 2016 · Amount on File
Deed Document Number654418
Deed Book / PageD684 / 259
Record UpdatedJun 8, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENUP KY
Recording DateMar 25, 2025
Property Address1201 CUMBERLAND AVE, FLATWOODS, KY 41139-1712
Document Number0000654418
Book / PageD684 / 259
Map ReferenceMB 1 PG 103
Instrument DateMar 24, 2025
Instrument654418
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$136.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address77 BIGCAT LN, ARGILLITE, KY 41121-9010

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1201 CUMBERLAND AVE, FLATWOODS, KY 41139-1712

Mortgage

Document Number0000654422
DateMar 25, 2025
Instrument654422
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2055

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENUP KY
Property Address1201 CUMBERLAND AVE, FLATWOODS, KY 41139-1712
Document Number0005368330
Instrument DateFeb 19, 2019
Transaction TypeMortgage
Record UpdatedMar 20, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1201 CUMBERLAND AVE FLATWOODS KY 411391712, FLATWOODS, KY 41139-1712

Mortgage

Document Number0005368330
DateFeb 27, 2019
Book Page000937/000705
Instrument5368330
Lender
NameCITY NAT'L BK/WV
TypeBank
AddressCROSS LANES, WV 25313
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 26, 2049
Interest
Rate TypeAdjustable Rate
Rate4.6%

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyGreenup County
MunicipalityFlatwoods City
Unified School DistrictRussell Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$136,500 Land $25,000 Building $111,500$136,500 Land $25,000 Building $111,500
2023$1,977.00$125,000 Land $25,000 Building $100,000$125,000 Land $25,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1201 Cumberland Ave; there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims3 (2009–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1201 Cumberland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRACELAND WATER SYSTEM
serves 3,201 people · EPA ID KY0450365
Water SourcePurchased surface water from RUSSELL WATER COMPANY
Last State InspectionAug 2023
Also Mapped HereFLATWOODS WATER COMPANY
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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