1206 Cruce St, Norman, OK 73069 Property Records

Cleveland County property record for 1206 Cruce St, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1955
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (May 2026)
Tax Bill	$2,730 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29HETH2 5 4001`

Property Details

APN / Parcel Number

Primary APN	`NC29HETH2 5 4001`
Alternative APNs	`R0035060` `35060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,672 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	480 sqft
Porch	Porch
Porch Area	270 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	35060
Street Address	1206 CRUCE ST
City	NORMAN
State	OK
Zip	73069-4440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HETHERINGTON HEIGHTS 2 LOT 4 BLK 5
Legal Range	03W
Legal Township	09
Legal Section	36
Legal Subdivision	HETHERINGTON HTS 2
Legal Block	5
Legal Lot Number	4
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5004
Census Tract	201000

Owner

1206 Cruce St is owned and occupied by two individuals who bought it in May 2026.

Source: Cleveland County records, as of May 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4819 PECAN RESERVE LN, FULSHEAR, TX 77441-3810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORPORATION
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026 · Amount on File
Deed Sale	May 12, 2026 · Amount on File
Prior Sale	Mar 27, 2015 · Amount on File
Deed Document Number	202613419
Deed Book / Page	6962 / 452
Prior Transfer Date	Mar 20, 2015
Prior Transfer Doc	R201509942
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 12, 2026
Property Address	1206 CRUCE ST, NORMAN, OK 73069-4440
Document Number	0000013419
Book / Page	6962 / 452
Instrument Date	May 6, 2026
Instrument	2026.13419
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4819 PECAN RESERVE LN, FULSHEAR, TX 77441-3810

Mortgage

Document Number	0000013420,
Date	May 12, 2026
Instrument	2026..13420

Lender

Name	ASSOCIATED MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 12, 2026
Property Address	1206 CRUCE ST, NORMAN, OK 73069-4440
Document Number	R202613419
Book / Page	6962 / 452
Instrument Date	May 6, 2026
Instrument	202613419
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4819 PECAN RESERVE LN, FULSHEAR, TX 77441-3810

Mortgage

Document Number	0000013420,
Date	May 12, 2026
Instrument	202613420

Lender

Name	ASSOCIATED MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1206 Cruce St was $2,730 with a homeowner's exemption.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,730.00 Homeowner's exemption	$23,754 Land $5,662 Building $18,092	$256,957 Land $61,254 Building $195,703
2023	$2,568.00 Homeowner's exemption	$22,391 Land $4,002 Building $18,389	$234,327 Land $41,890 Building $192,437

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1206 Cruce St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1983)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 1983 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1206 Cruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: OEC Fiber.

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