1203 Cruce St, Norman, OK 73069 Property Records

Cleveland County property record for 1203 Cruce St, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1954
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Mar 2023)
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29HETH2 6 2001`

Property Details

APN / Parcel Number

Primary APN	`NC29HETH2 6 2001`
Alternative APN	`35070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Porch
Porch Area	576 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	35070
Old Parcel Number	35070
Street Address	1203 CRUCE ST
City	NORMAN
State	OK
Zip	73069-4439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HETHERINGTON HEIGHTS 2 LOT 2 BLK 6
Legal Range	03W
Legal Township	09N
Legal Section	36
Legal Quarter	SW
Legal Subdivision	HETHERINGTON HTS 2
Legal Block	6
Legal Lot Number	2
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5003
Census Tract	201000

Owner

1203 Cruce St is owned and occupied by two individuals who bought it in March 2023.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1203 CRUCE ST, NORMAN, OK 73069-4439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO
Mar 21, 2023	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA NA
Sep 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Deed Document Number	R 2023 6777
Deed Book / Page	6530 / 61
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	1203 CRUCE ST, NORMAN, OK 73069-4439
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	AMERICAN LEGAL ABSTRACT LLC, AMERICAN EAGLE ABSTRACT OF C

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6201 E ROCK CREEK RD, NORMAN, OK 73026-3150

Mortgage

Document Number	R202234333
Date	Sep 22, 2022
Book Page	6477/58
Instrument	R 2022 34333

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	NORMAN, OK 73071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 7, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 21, 2023
Property Address	1203 CRUCE ST, NORMAN, OK 73069-4439
Document Number	0R20236777
Book / Page	6530 / 61
Instrument Date	Mar 10, 2023
Instrument	R 2023 6777
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	FIRST TEAM TITLE LLC, FIRST RATE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 CRUCE ST, NORMAN, OK 73069-4439

Mortgage

Document Number	0R20236778
Date	Mar 21, 2023
Instrument	R 2023 6778

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	1203 CRUCE ST, NORMAN, OK 73069-4439
Document Number	0000030318
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6201 E ROCK CREEK RD NORMAN OK 730263150, NORMAN, OK 73026-3150

Mortgage

Document Number	0000030318
Date	Sep 23, 2019
Book Page	005970/000320
Instrument	30318

Lender

Name	FIRST UNITED BK
Type	Bank
Address	NORMAN, OK 73071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1203 Cruce St was $3,488.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,488.00	$29,070 Land $7,328 Building $21,742	$242,254 Land $61,070 Building $181,184
2023	$2,091.00 Homeowner's exemption	$18,405 Land $3,596 Building $14,809	$212,695 Land $41,558 Building $171,137

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1203 Cruce St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1983)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 1983 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 Cruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: OEC Fiber.

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