1206 Cobblestone Rd N, Champlin, MN 55316 Property Records

Hennepin County property record for 1206 Cobblestone Rd N, Champlin, MN 55316 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,500 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$457,000 (Jun 2006)
Tax Bill	$7,116 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-120-22-11-0005`

Property Details

APN / Parcel Number

Primary APN	`25-120-22-11-0005`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	4,550 sqft
1st Floor Area	1,361 sqft
2nd Floor Area	1,139 sqft
Basement Area	1,058 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	992 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Deck Area	412 sqft
Patio Area	412 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	1206 COBBLESTONE RD N
City	CHAMPLIN
State	MN
Zip	55316-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 A COBBLESTONE LAKE PRESERVE E 80X125X83X126
Legal Range	22
Legal Township	120
Legal Section	25
Legal Quarter	11
Legal Subdivision	COBBLESTONE LAKE PRESERVE
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3005
Census Tract	26907

Owner

Source: Hennepin County records · APN 25-120-22-11-0005

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1206 COBBLESTONE RD N, CHAMPLIN, MN 55316-1538
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2006 · Amount on Record
Deed Sale	Jun 23, 2006 · Amount on Record
Prior Sale	Nov 14, 2003 · Amount on Record
Deed Document Number	2006928725
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1206 COBBLESTONE RD N, CHAMPLIN, MN 55316-1538
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10574259
Date	Jul 18, 2018
Instrument	A10574259

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 02, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1206 COBBLESTONE RD N, CHAMPLIN, MN 55316-1538
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10767380
Date	Mar 19, 2020
Instrument	A10767380

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	341 Months
Due	Aug 02, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1206 COBBLESTONE RD N, CHAMPLIN, MN 55316-1538
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10942507
Date	Apr 06, 2021
Instrument	A10942507

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,116.00 (+22.56%)	$565,700 (+10.7%) Land $94,500 Building $471,200	$565,700 (+10.7%) Land $94,500 Building $471,200
2023	$5,806.00 Homeowner's exemption
2022		$511,000 Land $96,000 Building $415,000	$511,000 Land $96,000 Building $415,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530269073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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