1128 Cobblestone Rd N, Champlin, MN 55316 Property Records

Hennepin County property record for 1128 Cobblestone Rd N, Champlin, MN 55316

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,027 sqft · built 2005
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$355,000 (Jan 2018)
Tax Bill$6,774 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-120-22-44-0039

Property Details

APN / Parcel Number

Primary APN24-120-22-44-0039

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,027 sqft Living Area
Gross Area3,854 sqft
1st Floor Area1,332 sqft
2nd Floor Area1,695 sqft
Basement Area1,212 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialMetal
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions147 ft deep x 70 ft wide
View / LotLake
Garage TypeAttached
Garage Area827 sqft

Exterior Amenities

PorchOpen Porch
Porch Area84 sqft
Deck Area223 sqft
Patio Area223 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address1128 COBBLESTONE RD N
CityCHAMPLIN
StateMN
Zip55316-1550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 002 BLOCK 001 B OAKS OF SAVANNAH E 70X147
Legal Range22
Legal Township120
Legal Section24
Legal Quarter44
Legal SubdivisionOAKS OF SAVANNAH
Legal Block1
Legal Lot Number2
JurisdictionHENNEPIN MN
Township / Civil DivisionCHAMPLIN
Census Block Group2
Census Block2013
Census Tract26903

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1128 COBBLESTONE RD N, CHAMPLIN, MN 55316-1550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2022Deed of Trust, Mortgage · Commercial Mortgage
SHERBURNE STATE BANK
Jan 16, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 16, 2018 · Amount on Record
Deed SaleJan 16, 2018 · Amount on Record
Prior SaleSep 14, 2010 · Amount on Record
Deed Document Number201810520314
Prior Transfer DateJun 15, 2011
Prior Transfer Doc0009673431
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address1128 COBBLESTONE RD N, CHAMPLIN, MN 55316-1550
Transaction TypeMortgage
Record UpdatedMay 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1128 COBBLESTONE RD N, CHAMPLIN, MN 55316-1550

Mortgage

Document Number0A11094920
DateApr 6, 2022
InstrumentA11094920
Lender
NameSHERBURNE STATE BANK
TypeBank
AddressBECKER, MN 55308
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateJan 16, 2018
Property Address1128 COBBLESTONE RD N, CHAMPLIN, MN 55316-1550
Document Number0A10520314
Instrument DateDec 15, 2017
InstrumentA10520314
Transaction TypeTransfer
Record UpdatedMay 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,207.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1128 COBBLESTONE RD N, CHAMPLIN, MN 55316-1550

Mortgage

Document Number0A10520315
DateJan 16, 2018
InstrumentA10520315
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityChamplin City
Unified School DistrictAnoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,774.00 (+15.74%)$542,700 (+5.58%) Land $90,000 Building $452,700$542,700 (+5.58%) Land $90,000 Building $452,700
2023$5,853.00 Homeowner's exemption
2022$514,000 Land $91,000 Building $423,000$514,000 Land $91,000 Building $423,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChamplin
serves 23,919 people · EPA ID MN1270006
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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