Charles County property record for 1206 Adams Rd, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,536 sqft · built 1969 |
| Lot Size | 0.245 acres (10,655 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,000 (Oct 2023) |
| Tax Bill | $10,291 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-014119 |
| Primary APN | 06-014119 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,655 sqft (0.245 acres) |
| Garage Area | 228 sqft |
| Deck Area | 500 sqft |
|---|---|
| Patio Area | 1,125 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 014119 |
|---|---|
| Street Address | 1206 ADAMS RD |
| City | WALDORF |
| State | MD |
| Zip | 20602-2980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | L 79 B 43 S 3 D CARRINGTON NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 43 |
| Legal Lot Number | 79 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 850902 |
1206 Adams Rd is owned and occupied by an individual who bought it in October 2023.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1206 ADAMS RD, WALDORF, MD 20602-2980 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2023 | Deed, Transfer · FHA Mortgage LOWER LLC |
| Jul 14, 2020 | Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2023 · Amount on File |
| Deed Sale | Oct 23, 2023 · Amount on File |
| Prior Sale | Jul 14, 2020 · Amount on File |
| Deed Book / Page | 13092 / 8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 23, 2023 |
| Property Address | 1206 ADAMS RD, WALDORF, MD 20602-2980 |
| Document Number | 0130920008 |
| Book / Page | 13092 / 8 |
| Map Reference | MB 11 FO 57 |
| Instrument Date | Oct 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | BRENNAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $847.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1206 ADAMS RD, WALDORF, MD 20602-2980 |
| Document Number | 0001309215 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 13092/15 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Number | 0130920033 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 13092/33 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 14, 2020 |
| Property Address | 1206 ADAMS RD, WALDORF, MD 20602-2980 |
| Document Number | 0112180053 |
| Book / Page | 11218 / 53 |
| Map Reference | MB 11 FO 57 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TRUSTED TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Investor | Possibly a Property Investor |
| Document Number | 1121857 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 11218/57 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 1206 Adams Rd was $10,291 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,700 | $362,600 Land $125,000 Building $237,600 | |
| 2025 | $10,291.00 | ||
| 2023 | $4,253.00 | $298,500 | $323,900 Land $125,000 Building $198,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1206 Adams Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1206 Adams Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures