Charles County property record for 1202 Adams Rd, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,167 sqft · built 1969 |
| Lot Size | 0.241 acres (10,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $343,000 (Mar 2021) |
| Tax Bill | $10,919 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Aug 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-012922 |
| Primary APN | 06-012922 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,167 sqft Living Area |
| Gross Area | 2,255 sqft |
| 1st Floor Area | 1,249 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,492 sqft (0.241 acres) |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 288 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 012922 |
|---|---|
| Street Address | 1202 ADAMS RD |
| City | WALDORF |
| State | MD |
| Zip | 20602-2980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | L-81 B-43 S-3-D CARRINGTON NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 43 |
| Legal Lot Number | 81 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 850902 |
1202 Adams Rd is owned and occupied by two individuals who bought it in March 2021.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1202 ADAMS RD, WALDORF, MD 20602-2980 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Aug 30, 2017 | Loan Modification, Mortgage · Conventional Mortgage NAVY FCU |
| Aug 30, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on File |
| Deed Sale | Mar 31, 2021 · Amount on File |
| Prior Sale | Dec 27, 2011 · Amount on File |
| Deed Book / Page | 11722 / 199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 31, 2021 |
| Property Address | 1202 ADAMS RD, WALDORF, MD 20602-2980 |
| Document Number | 0117220199 |
| Book / Page | 11722 / 199 |
| Map Reference | MB PCM 11 FO 57 |
| Instrument Date | Mar 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | TUMKEY TITLE LLC, TURNKEY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,572.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1202 ADAMS RD, WALDORF, MD 20602-2980 |
| Document Number | 0011722206 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 11722/206 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1202 ADAMS RD, WALDORF, MD 20602-2980 |
| Document Number | 0102320082 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1202 ADAMS RD WALDORF MD 206022980, WALDORF, MD 20602-2980 |
| Document Number | 0102320082 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 010232/000082 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1202 ADAMS RD, WALDORF, MD 20602-2980 |
| Document Number | 0102320087 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1202 ADAMS RD WALDORF MD 206022980, WALDORF, MD 20602-2980 |
| Document Number | 0102320087 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 010232/000087 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2048 |
The 2025 property tax bill for 1202 Adams Rd was $10,919.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,967 | $397,300 Land $125,000 Building $272,300 | |
| 2025 | $10,919.00 | ||
| 2023 | $4,534.00 (+21.78%) | $319,733 (+7.59%) | $342,300 (-) Land $125,000 Building $217,300 |
| 2022 | $3,723.00 | $297,167 | $342,300 Land $125,000 Building $217,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1202 Adams Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1202 Adams Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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