Jackson County property record for 12055 Phal Rd, Grass Lake, MI 49240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,790 sqft · built 1987 |
| Lot Size | 4.1 acres (178,596 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $242,000 (Aug 2003) |
| Tax Bill | $3,779 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000-15-14-151-001-02 |
| Primary APN | 000-15-14-151-001-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,790 sqft Living Area |
| 1st Floor Area | 1,962 sqft |
| Basement Area | 1,262 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 178,596 sqft (4.1 acres) |
| Lot Depth | 354 ft Depth |
| Garage Area | 1,408 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12055 PHAL RD |
|---|---|
| City | GRASS LAKE |
| State | MI |
| Zip | 49240-9406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-SIN |
| Legal Description | BEG AT NW COR OF SEC 14 TH S 4 16'15''W 427.05 FT TH S 53 07'56''E 341.93 FT (RECORDED S 57 46'30''E 352 FT) TH S 36 28'15''W |
| Legal Range | 02E |
| Legal Township | 03S |
| Legal Section | 14 |
| Legal Subdivision | GRASS LAKE |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | GRASS LAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 6804 |
12055 Phal Rd is owned and occupied by two individuals who bought it in August 2003.
Source: Jackson County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12055 PHAL RD, GRASS LAKE, MI 49240-9406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2003 · Amount on File |
| Deed Sale | Aug 13, 2003 · Amount on File |
| Prior Sale | Mar 12, 2002 · Amount on File |
| Deed Document Number | 20032311761 |
| Deed Book / Page | 1748 / 1233 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 12055 PHAL RD, GRASS LAKE, MI 49240-9406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002860812 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 2170/623 |
| Instrument | 2860812 |
| Name | MAIN STREET BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, MI 48025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 12055 Phal Rd was $3,779 with a homeowner's exemption, down 23.1% from the year before.
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Grass Lake Charter Township |
| Unified School District | Grass Lake Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,000 (+10.94%) | $442,000 (+10.94%) | |
| 2025 | $3,779.00 (-23.11%) | $199,200 | $398,400 |
| 2024 | $4,915.00 | ||
| 2023 | $171,100 | $342,200 | |
| 2022 | $4,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12055 Phal Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12055 Phal Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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