12013 Phal Rd, Grass Lake, MI 49240 Property Records

Jackson County property record for 12013 Phal Rd, Grass Lake, MI 49240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1980
Lot Size	3.9 acres (169,884 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Jun 2018)
Tax Bill	$2,580 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000-15-14-151-001-03`

Property Details

APN / Parcel Number

Primary APN	`000-15-14-151-001-03`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	169,884 sqft (3.9 acres)
Lot Dimensions	1,132 ft deep x 150 ft wide
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12013 PHAL RD
City	GRASS LAKE
State	MI
Zip	49240-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-SIN
Legal Description	BEG AT NW COR OF SEC 14 TH S 4 16'15''W 427.05 FT TH S 53 09'56''E 341.93 FT (RECORDED S 57 46'30''E 352 FT) TH S 54 17'05''E
Legal Range	02E
Legal Township	03S
Legal Section	14
Jurisdiction	JACKSON MI
Township / Civil Division	GRASS LAKE
Census Block Group	1
Census Block	1005
Census Tract	6804

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12013 PHAL RD, GRASS LAKE, MI 49240-9406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Jun 29, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Oct 31, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Jul 1, 1988 · Amount on File
Deed Document Number	20182800360
Deed Book / Page	2123 / 1272
Prior Transfer Date	Oct 23, 2017
Prior Transfer Doc	0002781539
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	12013 PHAL RD, GRASS LAKE, MI 49240-9406
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12013 PHAL RD, GRASS LAKE, MI 49240-9406

Mortgage

Document Number	0002889383
Date	Jul 19, 2021
Book Page	2192/593
Instrument	2889383

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Jun 29, 2018
Property Address	12013 PHAL RD, GRASS LAKE, MI 49240-9406
Document Number	0002800360
Book / Page	2123 / 1272
Instrument Date	Jun 15, 2018
Instrument	2800360
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,341.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12013 PHAL RD, 12013, GRASS LAKE, MI 49240-9406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 W MICHIGAN AVE, JACKSON, MI 49201-2120

Mortgage

Document Number	0002799345
Date	Jun 29, 2018
Instrument	2799345

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 31, 2017
Property Address	12013 PHAL RD, GRASS LAKE, MI 49240-9406
Document Number	0002781539
Book / Page	002109 / 000651
Instrument Date	Oct 12, 2017
Instrument	2781539
Transaction Type	Transfer
Record Updated	Nov 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Grass Lake Charter Township
Unified School District	Grass Lake Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,400 (+11.16%)	$284,800 (+11.16%)
2025	$2,580.00 (-27.73%)	$128,100 (+11.39%)	$256,200 (+11.39%)
2024	$3,570.00 (+10.59%)
2023		$115,000	$230,000
2022	$3,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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