1205 Rosa Dr, Monroe, NC 28112 Property Records

Union County property record for 1205 Rosa Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,778 sqft · built 1986
Lot Size	1.03 acres (44,954 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (May 2020)
Tax Bill	$4,621 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-162-014`

Property Details

APN / Parcel Number

Primary APN	`09-162-014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,778 sqft Living Area
Gross Area	3,047 sqft
1st Floor Area	1,762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,954 sqft (1.03 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1205 ROSA DR
City	MONROE
State	NC
Zip	28112-5150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 MONRO
Legal Description	#81 LAKEVIEW ESTATES SEC3 PB06 PG40
Legal Subdivision	LAKEVIEW ESTATES
Legal Lot Number	81
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2022
Census Tract	20602

Owner

1205 Rosa Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1205 ROSA DR, MONROE, NC 28112-5150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
May 8, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 14, 2019	Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on File
Deed Sale	May 8, 2020 · Amount on File
Prior Sale	Mar 14, 2019 · Amount on File
Deed Document Number	202015698
Deed Book / Page	7661 / 706
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1205 ROSA DR, MONROE, NC 28112-5150
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008881845
Date	Apr 8, 2024
Book Page	8881/845
Instrument	7621

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1205 ROSA DR, MONROE, NC 28112-5150
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008429365
Date	Mar 18, 2022
Book Page	8429/365
Instrument	10231

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 8, 2020
Property Address	1205 ROSA DR, MONROE, NC 28112-5150
Document Number	0007661706
Book / Page	7661 / 706
Map Reference	MB 6 PG 40
Instrument Date	May 8, 2020
Instrument	15698
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3617 LAKE PARK RD, 3617, INDIAN TRAIL, NC 28079-9575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 ROSA DR, MONROE, NC 28112-5150

Mortgage

Document Number	0000015699
Date	May 8, 2020
Instrument	15699

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 14, 2019
Property Address	1205 ROSA DR, MONROE, NC 28112-5150
Document Number	0007329542
Book / Page	7329 / 542
Map Reference	MB 6 PG 40
Instrument Date	Mar 7, 2019
Instrument	0006375
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 N 8TH ST, 502, ATWOOD, KS 67730-1633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 ROSA DR, MONROE, NC 28112-5150

Mortgage

Document Number	0000006376
Date	Mar 14, 2019
Instrument	0006376

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1205 Rosa Dr was $4,621.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,700 (-) Land $135,000 Building $393,700	$528,700 (-) Land $135,000 Building $393,700
2025	$4,621.00	$528,700 Land $135,000 Building $393,700	$528,700 Land $135,000 Building $393,700
2023	$3,556.00	$326,100 Land $32,500 Building $293,600	$326,100 Land $32,500 Building $293,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1205 Rosa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1205 Rosa Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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