1203 Rosa Dr, Monroe, NC 28112 Property Records

Union County property record for 1203 Rosa Dr, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 2.5 ba · 2,736 sqft · built 1992
Lot Size0.815 acres (35,501 sqft)
Owner2 Individual Names on File
Last Sale$278,000 (May 2017)
Tax Bill$4,814 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-162-013

Property Details

APN / Parcel Number

Primary APN09-162-013

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,736 sqft Living Area
Gross Area3,882 sqft
1st Floor Area1,896 sqft
Basement Area570 sqft
Unfinished Basement570 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area35,501 sqft (0.815 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area174 sqft
Deck Area498 sqft
Patio Area498 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1203 ROSA DR
CityMONROE
StateNC
Zip28112-5150
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-20 MONRO
Legal Description80 LAKEVIEW EST SECT III PB6 PG40
Legal SubdivisionLAKEVIEW ESTATES
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group2
Census Block2022
Census Tract20602

Owner

1203 Rosa Dr, a rural home, is owned and occupied by two individuals who bought it in May 2017.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1203 ROSA DR, MONROE, NC 28112-5150
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 18, 2017Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2017 · Amount on File
Deed SaleMay 18, 2017 · Amount on File
Deed Document Number201713688
Deed Book / Page6933 / 903
Prior Transfer DateMay 31, 2001
Prior Transfer Doc1592859
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address1203 ROSA DR, MONROE, NC 28112-5150
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7857188
DateOct 23, 2020
Book Page7857/188
Instrument43125
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMay 18, 2017
Property Address1203 ROSA DR, MONROE, NC 28112-5150
Document Number6933903
Book / Page006933 / 000903
Instrument DateMay 13, 2017
Instrument13688
Transaction TypeTransfer
Record UpdatedJul 13, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$556.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1203 ROSA DR MONROE NC 281125150, MONROE, NC 28112-5150

Mortgage

Document Number6933905
DateMay 18, 2017
Book Page006933/000905
Instrument13689
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1203 Rosa Dr was $4,814.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$550,700 (-) Land $135,000 Building $415,700$550,700 (-) Land $135,000 Building $415,700
2025$4,814.00$550,700 Land $135,000 Building $415,700$550,700 Land $135,000 Building $415,700
2023$3,728.00$341,900 Land $32,500 Building $309,400$341,900 Land $32,500 Building $309,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 Rosa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 Rosa Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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