Hamilton County property record for 1205 Laredo Ave, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,144 sqft · built 1969 |
| Lot Size | 0.394 acres (17,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Oct 2020) |
| Tax Bill | $938 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168E D 008 |
| Primary APN | 168E D 008 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,200 sqft (0.394 acres) |
| Lot Dimensions | 215 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000109097 |
|---|---|
| Street Address | 1205 LAREDO AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 8 BLK B REV CHEROKEE EST PB 19 PG 33 |
| Legal Subdivision | CHEROKEE ESTATES REV PLAN |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1205 LAREDO AVE, CHATTANOOGA, TN 37412-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 22, 2020 | Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA |
| Oct 22, 2020 | Affidavit of Death, Transfer CENTURY TITLE COMPANY, CENTURY TITLE & ESCROW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Prior Sale | Jun 8, 2005 |
| Deed Document Number | 2020102200150 |
| Deed Book / Page | 12201 / 694 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1205 LAREDO AVE, CHATTANOOGA, TN 37412-1511 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000025 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 12823/862 |
| Instrument | 2022012700025 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 22, 2020 |
| Property Address | 1205 LAREDO AVE, CHATTANOOGA, TN 37412-1511 |
| Document Number | 1022000150 |
| Book / Page | 012201 / 000694 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 201022000150 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2020 |
| Title Company | CENTURY TITLE COMPANY, CENTURY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 LAREDO AVE CHATTANOOGA TN 374121511, CHATTANOOGA, TN 37412-1511 |
| Document Number | 1022000151 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 012201/000696 |
| Instrument | 201022000151 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 22, 2020 |
| Property Address | 1205 LAREDO AVE, CHATTANOOGA, TN 37412-1511 |
| Document Number | 1022000149 |
| Book / Page | 012201 / 000691 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 201022000149 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2020 |
| Title Company | CENTURY TITLE COMPANY, CENTURY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 912 LULLWATER RD CHATTANOOGA TN 374054626, CHATTANOOGA, TN 37405-4626 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $938.00 (+10.48%) | $61,925 (+63.07%) | $247,700 (+63.07%) Land $50,000 Building $197,700 |
| 2024 | $849.00 (-36.31%) | $37,975 (-) | $151,900 (-) Land $40,000 Building $111,900 |
| 2023 | $1,333.00 | $37,975 (-) | $151,900 (-) Land $40,000 Building $111,900 |
| 2022 | $1,333.00 | $37,975 | $151,900 Land $40,000 Building $111,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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