1212 Laredo Ave, Chattanooga, TN 37412 Property Records

Hamilton County property record for 1212 Laredo Ave, Chattanooga, TN 37412 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,075 sqft · built 1958
Lot Size0.241 acres (10,530 sqft)
Owner2 Individual Names on File
Last Sale$139,500 (Aug 2020)
Tax Bill$999 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN168E D 025

Property Details

APN / Parcel Number

Primary APN168E D 025
Alternative APN
  • 0000109114

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,075 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,530 sqft (0.241 acres)
Lot Dimensions130 ft deep x 81 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000109114
Street Address1212 LAREDO AVE
CityCHATTANOOGA
StateTN
Zip37412-1512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLK C REV CHEROKEE EST PB 19 PG 33
Legal SubdivisionCHEROKEE ESTATES
Legal BlockC
Legal Lot Number12
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group1
Census Block1001
Census Tract11800

Owner

Source: Hamilton County records · APN 168E D 025

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1212 LAREDO AVE, CHATTANOOGA, TN 37412-1512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 20, 2020Warranty Deed, Transfer · Conventional with PMI
MOVEMENT MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Prior SaleNov 01, 2016 · Amount on Record
Deed Document Number2020082000252
Deed Book / Page12122 / 277
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1212 LAREDO AVE, CHATTANOOGA, TN 37412-1512
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3513 VALLEY TRL, CHATTANOOGA, TN 37415-3957

Mortgage

Document Number0000000055
DateMar 10, 2026
Book Page14221/392
Instrument2026031000055
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 04, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 20, 2020
Property Address1212 LAREDO AVE, CHATTANOOGA, TN 37412-1512
Document Number0820000252
Book / Page012122 / 000277
Instrument DateAug 19, 2020
Instrument200820000252
Transaction TypeTransfer
Record UpdatedSep 25, 2020
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$516.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1212 LAREDO AVE CHATTANOOGA TN 374121512, CHATTANOOGA, TN 37412-1512

Mortgage

Document Number820000253
DateAug 20, 2020
Book Page012122/000280
Instrument200820000253
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 19, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityEast Ridge City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$999.00 (+26.62%)$65,950 (+86.96%)$263,800 (+86.96%) Land $50,000 Building $213,800
2024$789.00 (-36.32%)$35,275 (-)$141,100 (-) Land $40,000 Building $101,100
2023$1,239.00$35,275 (-)$141,100 (-) Land $40,000 Building $101,100
2022$1,239.00$35,275$141,100 Land $40,000 Building $101,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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