Payne County property record for 1205 E Virginia Ave, Stillwater, OK 74075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,263 sqft · built 1964 |
| Lot Size | 0.197 acres (8,601 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,500 (Aug 2026) |
| Tax Bill | $1,644 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N02E-13-3-SH340-001-0027 |
| Primary APN | 19N02E-13-3-SH340-001-0027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,263 sqft Living Area |
| 1st Floor Area | 1,263 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,601 sqft (0.197 acres) |
| Lot Dimensions | 130 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Porch | Slab |
| Porch Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20035 |
|---|---|
| Street Address | 1205 E VIRGINIA AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74075-7926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND PRK ADD BLK 1 E-27 LOT 27 & W-39 LOT 28 |
| Legal Range | 02E |
| Legal Township | 19N |
| Legal Section | 13 |
| Legal Subdivision | HIGHLAND PRK ADD |
| Legal Block | 1 |
| Legal Lot Number | 27,28 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10600 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1205 E VIRGINIA AVE, STILLWATER, OK 74075-7926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK |
| Aug 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2026 · Amount on Record |
| Deed Sale | Aug 26, 2026 · Amount on Record |
| Prior Sale | Jun 17, 2020 · Amount on Record |
| Deed Document Number | 20269771 |
| Deed Book / Page | 2963 / 701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Aug 26, 2026 |
| Property Address | 1205 E VIRGINIA AVE, STILLWATER, OK 74075-7926 |
| Document Number | 0000009771 |
| Book / Page | 2963 / 701 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20269771 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | OCTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $29,466.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 E VIRGINIA AVE, STILLWATER, OK 74075-7926 |
| Document Number | 0000009772, |
|---|---|
| Date | Aug 26, 2026 |
| Instrument | 20269772 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jun 17, 2020 |
| Property Address | 1205 E VIRGINIA AVE, STILLWATER, OK 74075-7926 |
| Document Number | 0025700858 |
| Book / Page | 2570 / 858 |
| Instrument Date | Jun 17, 2020 |
| Instrument | 2020-006327 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | COMMUNITY ESCROW & TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 E VIRGINIA AVE, STILLWATER, OK 74075-7926 |
| Document Number | 2020006328 |
|---|---|
| Date | Jun 17, 2020 |
| Instrument | 2020-006328 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 1205 E VIRGINIA AVE, STILLWATER, OK 74075-7926 |
| Document Number | 0024110723 |
| Book / Page | 002411 / 000723 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1205 E VIRGINIA AVE STILLWATER OK 740757926, STILLWATER, OK 74075-7926 |
| Document Number | 0024110723 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 002411/000723 |
| Instrument | 10330 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2047 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,044 (+10.25%) Land $2,925 Building $14,119 | $149,513 (-5.94%) Land $25,666 Building $123,847 | |
| 2025 | $1,644.00 (+4.58%) | $15,459 (-) Land $2,723 Building $12,736 | $158,950 (-) Land $28,000 Building $130,950 |
| 2024 | $1,572.00 (+5.22%) | $15,459 (+5%) Land $2,723 Building $12,736 | $158,950 (+5.74%) Land $28,000 Building $130,950 |
| 2023 | $1,494.00 (+5.29%) | $14,723 (+5%) Land $2,742 Building $11,981 | $150,320 (+18.71%) Land $28,000 Building $122,320 |
| 2022 | $1,419.00 | $14,022 Land $3,100 Building $10,922 | $126,630 Land $28,000 Building $98,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2006) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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