1115 E Virginia Ave, Stillwater, OK 74075 Property Records

Payne County property record for 1115 E Virginia Ave, Stillwater, OK 74075

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,130 sqft · built 1966
Lot Size	0.182 acres (7,954 sqft)
Owner	Individual Name on Record
Last Sale	$106,000 (Jun 2020)
Tax Bill	$1,519 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-13-3-SH340-001-0024`

Property Details

APN / Parcel Number

Primary APN	`19N02E-13-3-SH340-001-0024`
Alternative APNs	`600020057` `20057`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	1,130 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,954 sqft (0.182 acres)
Lot Dimensions	130 ft deep x 61.3 ft wide
Garage Type	Attached
Garage Area	338 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20057
Street Address	1115 E VIRGINIA AVE
City	STILLWATER
State	OK
Zip	74075-7924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND PRK ADD BLK 1 E-1.3' LOT 23 & W-5' LOT 25 & ALL LOT 24
Legal Range	02E
Legal Township	19N
Legal Section	13
Legal Subdivision	HIGHLAND PRK ADD
Legal Block	1
Legal Lot Number	23-25
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1003
Census Tract	10600

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1001 OAKRIDGE DR, STILLWATER, OK 74074-1109
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on Record
Deed Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	20206746
Deed Book / Page	2572 / 574
Prior Transfer Date	Nov 3, 2006
Prior Transfer Doc	0016740099
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 29, 2020
Property Address	1115 E VIRGINIA AVE, STILLWATER, OK 74075-7924
Document Number	0025720574
Book / Page	2572 / 574
Instrument Date	Jun 16, 2020
Instrument	2020-006746
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	OKLAHOMA CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 E VIRGINIA AVE, STILLWATER, OK 74075-7924

Mortgage

Document Number	2020006747
Date	Jun 29, 2020
Instrument	2020-006747

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,745 (+10.25%) Land $2,977 Building $12,768	$138,117 (-4.38%) Land $26,121 Building $111,996
2025	$1,519.00 (+4.61%)	$14,281 (-) Land $2,768 Building $11,513
2024	$1,452.00 (+5.22%)	$14,281 (+5%) Land $2,768 Building $11,513	$144,440 (+3.94%) Land $28,000 Building $116,440
2023	$1,380.00 (+5.26%)	$13,601 (+5%) Land $2,740 Building $10,861	$138,960 (+19.27%) Land $28,000 Building $110,960
2022	$1,311.00	$12,953 Land $3,113 Building $9,840	$116,510 Land $28,000 Building $88,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1993–2006)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20