1205 E 550 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1205 E 550 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1977
Lot Size	0.174 acres (7,576 sqft)
Owner	Company Name on Record
Last Sale	$319,700 (Jan 2021)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	May 2026 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-128-0003`

Property Details

APN / Parcel Number

Primary APN	`46-128-0003`
Alternative APN	`065773`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,576 sqft (0.174 acres)
Porch	Raised Porch
Porch Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065773
Street Address	1205 E 550 S
City	SPANISH FORK
State	UT
Zip	84660-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, PLAT J, MOUNT LOAFER SUB AREA 0.174 AC.
Legal Subdivision	MOUNT LOAFER SUB
Legal Lot Number	3
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1005
Census Tract	3205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 574, SPANISH FORK, UT 84660-0507
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer BARTLETT TITLE
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Apr 30, 2010 · Amount on Record
Deed Document Number	202118733
Prior Transfer Date	Oct 16, 1998
Prior Transfer Doc	0048750011
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 20, 2026
Property Address	1205 E 550 S, SPANISH FORK, UT 84660-2611
Document Number	0000042311
Instrument Date	May 20, 2026
Instrument	202642311
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	BARTLETT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 29, 2021
Property Address	1205 E 550 S, SPANISH FORK, UT 84660-2611
Document Number	0000018733
Instrument Date	Jan 28, 2021
Instrument	18733:2021
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	RUDD & HAWKES TTL INS AGCY L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 574, SPANISH FORK, UT 84660-0507

Mortgage

Document Number	0000018734
Date	Jan 29, 2021
Instrument	18734:2021

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1205 E 550 S, SPANISH FORK, UT 84660-2611
Document Number	0000109540
Instrument Date	Jul 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 E 550 S SPANISH FORK UT 846602611, SPANISH FORK, UT 84660-2611

Mortgage

Document Number	0000109540
Date	Jul 29, 2020
Instrument	109540

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,790 (+0.77%)	$417,800 (+0.77%) Land $150,400 Building $267,400
2025	$2,196.00 (+10.41%)	$228,030 (+11.06%)	$414,600 (+11.06%) Land $151,500 Building $263,100
2024	$1,989.00
2023	$1,989.00 (-0.45%)	$205,315	$373,300 Land $144,300 Building $229,000
2022	$1,998.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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