1185 E 550 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 1185 E 550 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,041 sqft · built 1977
Lot Size	0.172 acres (7,496 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,164 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`46-128-0029`

Property Details

APN / Parcel Number

Primary APN	`46-128-0029`
Alternative APN	`232681`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,041 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,041 sqft
Basement Area	975 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,496 sqft (0.172 acres)

Exterior Amenities

Porch	Open Slab
Porch Area	594 sqft
Deck Area	Deck Area
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	232681
Street Address	1185 E 550 S
City	SPANISH FORK
State	UT
Zip	84660-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, PLAT J, MOUNT LOAFER SUB AREA 0.172 AC.
Legal Subdivision	MOUNT LOAFER SUB
Legal Lot Number	2
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1005
Census Tract	3205

Owner

1185 E 550 S is owned and occupied by two individuals who acquired it in August 2026.

Source: Utah County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1185 E 550 S, SPANISH FORK, UT 84660-2609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Quit Claim Deed, Transfer WASATCH LAND AND TITLE, WASATCH LAND & TITLE
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 2, 2018	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Jun 21, 2017	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE
May 22, 2017	Quit Claim Deed, Transfer Quitclaim
May 22, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025
Deed Sale	Apr 8, 2025
Deed Document Number	202525157
Last Transfer Date	Aug 11, 2026
Transfer Doc	0000066642
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Aug 11, 2026
Property Address	1185 E 550 S, SPANISH FORK, UT 84660-2609
Document Number	0000066642
Instrument Date	Aug 11, 2026
Instrument	202666642
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	WASATCH LAND AND TITLE, WASATCH LAND & TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1185 E 550 S, SPANISH FORK, UT 84660-2609

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1185 E 550 S, SPANISH FORK, UT 84660-2609
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103455
Date	Jun 7, 2021
Instrument	103455:2021

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1185 E 550 S, SPANISH FORK, UT 84660-2609
Document Number	0000075054
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	SERVICELINK EAST ESCROW

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1185 E 550 S SPANISH FORK UT 846602609, SPANISH FORK, UT 84660-2609

Mortgage

Document Number	0000075054
Date	Aug 9, 2018
Instrument	75054

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jun 21, 2017
Property Address	1185 E 550 S, SPANISH FORK, UT 84660-2609
Document Number	0000060092
Instrument Date	Jun 21, 2017
Instrument	060092:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1185 E 550 S, SPANISH FORK, UT 84660-2609

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	May 22, 2017
Property Address	1185 E 550 S, SPANISH FORK, UT 84660-2609
Document Number	0000049122
Instrument Date	May 19, 2017
Instrument	49122
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 E 550 S SPANISH FORK UT 846602609, SPANISH FORK, UT 84660-2609

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	UTAH UT
Recording Date	May 22, 2017
Property Address	1185 E 550 S, SPANISH FORK, UT 84660-2609
Document Number	0000049121
Instrument Date	May 19, 2017
Instrument	49121
Transaction Type	Transfer
Record Updated	May 30, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 E 550 S SPANISH FORK UT 846602609, SPANISH FORK, UT 84660-2609

Tax Assessment & Valuation

The 2025 property tax bill for 1185 E 550 S was $2,164, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,765 (-44.47%)	$412,300 (+0.95%) Land $150,400 Building $261,900
2025	$2,164.00 (+0.05%)	$408,400 Land $150,400 Building $258,000	$408,400 Land $150,400 Building $258,000
2024	$2,163.00 (+5.72%)
2023	$2,046.00 (-3.58%)	$211,200	$384,000 Land $143,200 Building $240,800
2022	$2,122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1185 E 550 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1185 E 550 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SenaWave, Utah Broadband.

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