Payne County property record for 1205 E 4th Ave, Stillwater, OK 74074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1960 |
| Lot Size | 0.154 acres (6,719 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $157,000 (Mar 2024) |
| Tax Bill | $1,778 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N02E-13-3-SH340-014-0004 |
| Primary APN | 19N02E-13-3-SH340-014-0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,719 sqft (0.154 acres) |
| Lot Dimensions | 120 ft deep x 56 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 77 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19303 |
|---|---|
| Street Address | 1205 E 4TH AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74074-3811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND PRK ADD BLK 14 LOT 4 |
| Legal Range | 02E |
| Legal Township | 19N |
| Legal Section | 13 |
| Legal Subdivision | HIGHLAND PRK ADD |
| Legal Block | 14 |
| Legal Lot Number | 4 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10600 |
Source: Payne County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1205 E 4TH AVE, STILLWATER, OK 74074-3811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2024 | Warranty Deed, Transfer · FHA Mortgage EXCHANGE BANK & TRUST CO |
| Mar 19, 2019 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2024 · Amount on Record |
| Deed Sale | Mar 18, 2024 · Amount on Record |
| Prior Sale | Mar 19, 2019 · Amount on Record |
| Deed Document Number | 20242252 |
| Deed Book / Page | 2791 / 666 |
| Prior Transfer Date | Apr 27, 2010 |
| Prior Transfer Doc | 0018900049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Mar 18, 2024 |
| Property Address | 1205 E 4TH AVE, STILLWATER, OK 74074-3811 |
| Document Number | 0027910666 |
| Book / Page | 2791 / 666 |
| Instrument Date | Mar 15, 2024 |
| Instrument | I-2024-00002252 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE FLIT E INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1205 E 4TH AVE, STILLWATER, OK 74074-3811 |
| Investor | Possibly a Property Investor |
| Document Number | I2024002253 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | I-2024-002253 |
| Name | EXCHANGE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Mar 19, 2019 |
| Property Address | 1205 E 4TH AVE, STILLWATER, OK 74074-3811 |
| Document Number | 0024990207 |
| Book / Page | 002499 / 000207 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 2444 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2019 |
| Title Company | OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $183.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3003 S ROCKY RIDGE ST STILLWATER OK 740742337, STILLWATER, OK 74074-2337 |
| Document Number | 24990208 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 002499/000208 |
| Instrument | 2445 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2049 |
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,117 (+25.14%) Land $3,172 Building $15,945 | $167,694 (+2.74%) Land $27,829 Building $139,865 | |
| 2025 | $1,778.00 (+14.49%) | $15,276 (-) Land $2,620 Building $12,656 | |
| 2024 | $1,553.00 (+5.22%) | $15,276 (+5%) Land $2,620 Building $12,656 | $163,220 (+5.56%) Land $28,000 Building $135,220 |
| 2023 | $1,476.00 (+5.2%) | $14,549 (+5%) Land $2,634 Building $11,915 | $154,620 (+13.03%) Land $28,000 Building $126,620 |
| 2022 | $1,403.00 | $13,856 Land $2,836 Building $11,020 | $136,800 Land $28,000 Building $108,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2006) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | May 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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