1202 E 4th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 1202 E 4th Ave, Stillwater, OK 74074

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1956
Lot Size0.205 acres (8,949 sqft)
OwnerCompany Name on Record
Last Sale$32,500 (Feb 2020)
Tax Bill$1,223 (2025)
Deeds & MortgagesOct 2025 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19N02E-13-3-SH340-011-0015

Property Details

APN / Parcel Number

Primary APN19N02E-13-3-SH340-011-0015
Alternative APNs
  • 600019372
  • 19372

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms1 Room
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Utility Area60 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,949 sqft (0.205 acres)
Lot Dimensions168 ft deep x 51 ft wide
Garage TypeCarport
Garage Area60 sqft
CarportCarport
Carport Area60 sqft
PorchSlab
Porch Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number19372
Street Address1202 E 4TH AVE
CitySTILLWATER
StateOK
Zip74074-3810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND PRK ADD BLK 11 LOT 15
Legal Range02E
Legal Township19N
Legal Section13
Legal SubdivisionHIGHLAND PRK ADD
Legal Block11
Legal Lot Number15
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group1
Census Block1024
Census Tract10600

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1441, STILLWATER, OK 74076-1441
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Commercial Mortgage
THE BANK
Mar 3, 2020Deed of Trust, Mortgage · Commercial Mortgage
EXCHANGE BANK & TRUST CO
Feb 11, 2020Warranty Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2020 · Amount on Record
Deed SaleFeb 11, 2020 · Amount on Record
Deed Document Number20201505
Deed Book / Page2550 / 182
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAYNE OK
Property Address1202 E 4TH AVE, STILLWATER, OK 74074-3810
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1441, STILLWATER, OK 74076-1441

Mortgage

Document Number0028980657
DateOct 31, 2025
Book Page2898/657
InstrumentI-2025-012018
Lender
NameTHE BANK
TypeBank
Address800 W 6TH AVE, STILLWATER, OK 74074
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueOct 30, 2045
Interest
Rate TypeAdjustable Rate

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAYNE OK
Property Address1202 E 4TH AVE, STILLWATER, OK 74074-3810
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025520949
DateMar 3, 2020
Book Page2552/949
Instrument2020-002309
Lender
NameEXCHANGE BANK & TRUST CO
TypeBank
AddressSTILLWATER, OK 74074
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMar 5, 2040

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateFeb 11, 2020
Property Address1202 E 4TH AVE, STILLWATER, OK 74074-3810
Document Number0025500182
Book / Page002550 / 000182
Instrument DateFeb 7, 2020
Instrument1505
Transaction TypeTransfer
Record UpdatedMar 4, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$49.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1441 STILLWATER OK 740761441, STILLWATER, OK 74076-1441

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
MunicipalityStillwater City
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,676 (+10.25%) Land $2,738 Building $9,938$111,201 (+4%) Land $24,025 Building $87,176
2025$1,223.00 (+4.62%)$11,498 (-) Land $3,011 Building $8,487
2024$1,169.00 (+5.22%)$11,498 (+5%) Land $3,011 Building $8,487$106,920 (+4.12%) Land $28,000 Building $78,920
2023$1,111.00 (+5.21%)$10,950 (+5%) Land $2,985 Building $7,965$102,690 (+10.18%) Land $28,000 Building $74,690
2022$1,056.00$10,429 Land $3,133 Building $7,296$93,200 Land $28,000 Building $65,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1993–2006)
Claims Outside the SFHA1 of 5
Most Recent ClaimMay 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTILLWATER UTILITIES AUTHORITY
serves 53,000 people · EPA ID OK1021220
Water SourceSurface water
Last State InspectionFeb 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2023
Turbidity
resolved · Oct 2018
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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