1205 E 24th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1205 E 24th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,605 sqft · built 1996
Lot Size	2.98 acres (129,852 sqft)
Owner	2 Individual Names on Record
Last Sale	$409,000 (Apr 2005)
Tax Bill	$5,403 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11561-000-000`

Property Details

APN / Parcel Number

Primary APN	`11561-000-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,605 sqft Heated Area
Gross Area	4,037 sqft
1st Floor Area	2,605 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	129,852 sqft (2.98 acres)
Lot Dimensions	604 ft deep x 215 ft wide
Garage Area	598 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	834 sqft
Deck Area	196 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1205 E 24TH ST
City	LYNN HAVEN
State	FL
Zip	32444-5323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	15 3S 14W -26.3- 103A ST AND BAY DEV CO PLAT COM AT SW COR OF SW1/4 OF
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	ST AND BAY DEV CO
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2051
Census Tract	1301

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1205 E 24TH ST, LYNN HAVEN, FL 32444-5323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2005 · Amount on Record
Deed Sale	Apr 5, 2005 · Amount on Record
Prior Sale	Apr 5, 2005 · Amount on Record
Deed Document Number	0025880957
Last Transfer Date	Dec 23, 2020
Transfer Doc	0043421463
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 23, 2020
Property Address	1205 E 24TH ST, LYNN HAVEN, FL 32444-5323
Document Number	0043421463
Book / Page	004342 / 001463
Instrument Date	Dec 22, 2020
Instrument	87089
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$10.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2802 W 21ST CT PANAMA CITY FL 324052320, PANAMA CITY, FL 32405-2320

Mortgage

Document Number	43421464
Date	Dec 23, 2020
Book Page	004342/001464
Instrument	87090

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,403.00 (+1.26%) Homeowner's exemption	$400,749 (+5.99%)	$456,190 (+15.06%) Land $147,675 Building $308,515
2023	$5,336.00 (+11.14%) Homeowner's exemption	$378,112 (+3%)	$396,494 (+8.01%) Land $96,264 Building $300,230
2022	$4,801.00 Homeowner's exemption	$367,099 Land $87,870 Building $279,229	$367,099 Land $87,870 Building $279,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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