1204 E 24th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1204 E 24th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,476 sqft · built 2006
Lot Size	0.602 acres (26,223 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (May 2016)
Tax Bill	$3,423 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11537-007-000`

Property Details

APN / Parcel Number

Primary APN	`11537-007-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,476 sqft Living Area
Gross Area	3,028 sqft
1st Floor Area	2,476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	26,223 sqft (0.602 acres)
Lot Dimensions	175 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	552 sqft
Driveway	Driveway
Driveway Area	1,358 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	468 sqft
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1204 E 24TH ST
City	LYNN HAVEN
State	FL
Zip	32444-5322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC16
Legal Description	15 3S 14W -9.5B- ST AND BAY DEV CO PLAT BEG AT SE COR OF LOT 5 BLK A MOWAT HIGHLANDS PH 5 E 151 N 155.25 NWLY 90.64 W 65 S 185.04 TO POB SUBJ TO ESMT ON S SIDE ORB 3795 P 1306
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	MOWAT HIGHLANDS
Legal Block	A
Legal Lot Number	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2023
Census Tract	1301

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1204 E 24TH ST, LYNN HAVEN, FL 32444-5322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Mar 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2016 · Amount on Record
Deed Sale	May 13, 2016 · Amount on Record
Prior Sale	Jan 6, 2015 · Amount on Record
Deed Document Number	201625221
Deed Book / Page	3795 / 1306
Prior Transfer Date	Nov 6, 2015
Prior Transfer Doc	0037491714
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1204 E 24TH ST, LYNN HAVEN, FL 32444-5322
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 E 24TH ST, LYNN HAVEN, FL 32444-5322

Mortgage

Document Number	0047131160
Date	Jul 27, 2023
Book Page	4713/1160
Instrument	2023046731

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1204 E 24TH ST, LYNN HAVEN, FL 32444-5322
Document Number	0039872127
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 E 24TH ST LYNN HAVEN FL 324445322, LYNN HAVEN, FL 32444-5322

Mortgage

Document Number	0039872127
Date	Mar 12, 2018
Book Page	003987/002127
Instrument	14451

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2048

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,423.00 (-4.44%) Homeowner's exemption	$269,160 (+5.58%)	$316,661 (+14.79%) Land $88,672 Building $227,989
2024	$3,582.00 (+3.2%)
2023	$3,471.00 (+13.51%) Homeowner's exemption	$254,938 (+4.08%)	$275,859 (+9.59%) Land $57,802 Building $218,057
2022	$3,058.00 Homeowner's exemption	$244,953	$251,720 Land $52,762 Building $198,958

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 325 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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