1201 Cypress Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1201 Cypress Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,912 sqft · built 1958
Lot Size	0.229 acres (9,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,500 (Jan 2026)
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206550A000`

Property Details

APN / Parcel Number

Primary APN	`206550A000`
Alternative APN	`2-042D-4445-03-0001.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,912 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	1,350 sqft
Basement Area	1,014 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,960 sqft (0.229 acres)
Lot Dimensions	120 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	85 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	206550A000
Street Address	1201 CYPRESS DR
City	O FALLON
State	MO
Zip	63366-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	TROPIC AIRE MEADOWS #1 BLK 3 LOT 1
Legal Subdivision	TROPIC AIRE MEADOWS #1
Legal Block	3
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	4
Census Block	4005
Census Tract	311802

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1201 CYPRESS DR, O FALLON, MO 63366-1634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Oct 23, 2019	Warranty Deed, Transfer DAS ACQUISITION
Jul 31, 2018	Warranty Deed, Transfer
May 7, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Jan 12, 2022 · Amount on Record
Deed Document Number	20262776
Prior Transfer Date	Oct 15, 2019
Prior Transfer Doc	0071680062
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 20, 2026
Property Address	1201 CYPRESS DR, O FALLON, MO 63366-1634
Document Number	0000002776
Map Reference	MB 7 PG 60
Instrument Date	Jan 15, 2026
Instrument	2026R-002776
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	97 SEPTEMBER ST, MOSCOW MILLS, MO 63362-2354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 CYPRESS DR, O FALLON, MO 63366-1634

Mortgage

Document Number	0000002777
Date	Jan 20, 2026
Instrument	2026R-002777

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 12, 2022
Property Address	1201 CYPRESS DR, O FALLON, MO 63366-1634
Document Number	0000002618
Map Reference	MB 7 PG 60
Instrument Date	Dec 30, 2021
Instrument	2022R-002618
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 CYPRESS DR, O FALLON, MO 63366-1634

Mortgage

Document Number	0000002619
Date	Jan 12, 2022
Instrument	2022R-002619

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 23, 2019
Property Address	1201 CYPRESS DR, O FALLON, MO 63366-1634
Document Number	0071680063
Book / Page	007168 / 000063
Instrument Date	Oct 15, 2019
Instrument	597750
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 CYPRESS DR O FALLON MO 633661634, O FALLON, MO 63366-1634

Mortgage

Document Number	71680065
Date	Oct 23, 2019
Book Page	007168/000065
Instrument	597760

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 31, 2018
Property Address	1201 CYPRESS DR, O FALLON, MO 63366-1634
Document Number	0069552251
Book / Page	006955 / 002251
Instrument Date	Jul 30, 2018
Instrument	433040
Transaction Type	Transfer
Record Updated	Aug 23, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	226 BRIDGEVIEW DR SAN FRANCISCO CA 941242233, SAN FRANCISCO, CA 94124-2233

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 7, 2018
Property Address	1201 CYPRESS DR, O FALLON, MO 63366-1634
Document Number	0069151992
Book / Page	006915 / 001992
Instrument Date	Apr 26, 2018
Instrument	251810
Transaction Type	Foreclosure
Record Updated	May 18, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1052 S CLOVERLEAF DR ST PETERS MO 633766445, ST PETERS, MO 63376-6445
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,158 (-)	$242,935 (-) Land $50,000 Building $192,935
2025	$2,976.00	$46,158 (+9.07%)	$242,935 (+9.07%) Land $50,000 Building $192,935
2023		$42,321
2022			$222,742 Land $40,000 Building $182,742

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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