1205 Constitution Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1205 Constitution Dr, Chattanooga, TN 37405

Property Summary

Property Type	Condominium
Details	3 ba · 2,722 sqft · built 1988
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Mar 2021)
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`136H J 038 C094`

Property Details

APN / Parcel Number

Primary APN	`136H J 038 C094`
Alternative APN	`0000124316`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,722 sqft Living Area

Exterior

Year Built	Built 1988
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000124316
Street Address	1205 CONSTITUTION DR
City	CHATTANOOGA
State	TN
Zip	37405-4260
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 28-O PHASE 2 HERITAGE LANDING PB40 PG187 OUT OF 136H-J-38 FOR 1988
Legal Subdivision	HERITAGE LANDING PHA
Legal Phase	2
Legal Unit	28-O
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3005
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1205 CONSTITUTION DR # 28O, 28O, CHATTANOOGA, TN 37405-4260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Prior Sale	Nov 2, 2015 · Amount on Record
Deed Document Number	2021032200418
Deed Book / Page	12410 / 352
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 22, 2021
Property Address	1205 CONSTITUTION DR, CHATTANOOGA, TN 37405-4260
Document Number	0000000418
Book / Page	12410 / 352
Map Reference	MB 3190 PG 32
Instrument Date	Mar 18, 2021
Instrument	2021032200418
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 CONSTITUTION DR # 28-O, 28-O, CHATTANOOGA, TN 37405-4260

Mortgage

Document Number	0012410359
Date	Mar 22, 2021
Instrument	12410/359

Lender

Name	ROBERT MCNEW ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 19, 2023

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,749.00 (+8.7%)	$181,375 (+60.44%)	$725,500 (+60.44%) Land $200,000 Building $525,500
2024	$2,529.00	$113,050 (-)	$452,200 (-) Land $100,000 Building $352,200
2023	$2,529.00	$113,050 (-)	$452,200 (-) Land $100,000 Building $352,200
2022	$2,529.00	$113,050	$452,200 Land $100,000 Building $352,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	2 (2003–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20